Benefit tax on a joint mortgage

[nammynake]

My OH and I are planning on getting a joint mortgage through the bank she works for. The mortgage is a 'staff mortgage' (interest rate = BoE base rate + 0% tracker) and as such is subject to benefit tax.

My query is since this is a joint mortgage, is the benefit tax based on only her salary, or both of our salaries?

Thanks

[kieranjholland]

I think the best person to ask is your OH's HR/benefits department

[Mandat]

My wife works in bakning and also receives a colleague mortgage rate on our joint mortgage, which tracks the BOE rate. She pays extra income tax on the BIK but my tax code remains unaffected.

[Eric Mc]

Her employer is providing the benefit so she pays the tax.