Additonal rental income to get mortgage?

[CC07 PEU]

Am I right in thinking that if I wanted to buy a three bedroom house as my only residence with a view to renting out the other two bedrooms, this would not help me in securing a sufficiently large mortgage to pay for the house?

Or has anybody been able to do this? I'm sure I heard of a few people I know dong it but that was a few years ago and I'm not sure if it 's still possible or not.

[scotal]

The lenders won't like that at all.......

[vinnie83]

scotal said:

The lenders won't like that at all.......

+1

[hidetheelephants]

Don't know if they won't like it, but they definitely won't lend you more money on the basis of potential income from rent.

[rog007]

As far as I am aware, potential tax-free income from the lodger scheme would not yet count as income on which to base a mortgage application. It would however with any subsequent remortgaging.