What's the best way to turn 4k into more K in 5 Months
Discussion
I have 4k sat doing nowt until September, however I would like to make it earn me some extra cash within this timescale.
Apart from buying and selling cars what else could I do with it to make some brass ?
Answers on a postcard pls
No hookers, gambling and coke jokes pls oh and keep it legal.
Apart from buying and selling cars what else could I do with it to make some brass ?
Answers on a postcard pls
No hookers, gambling and coke jokes pls oh and keep it legal.
Hello my friend.
I am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
I am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
PlayersNo6 said:
Stock market, particularly penny shares tipped to rise, but all dependent on your attitude to risk.
You could lose your 4k or double it.
That's a great idea. Let's just hope that no major international banks decide to get in to trading stocks first with large teams of researchers and ranks of professional traders whose only job, all day long, is to try to spot market opportunities.You could lose your 4k or double it.
Because, if anything like that happens, I suspect that private individuals dabbling with small sums of money might just turn out to have little chance of getting out even, let alone ahead.
Oh, no, hang on a minute...
icepop said:
Hello my friend.
I am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
I am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
icepop said:
Hello my friend.
I am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
That is a scammI am from Nigeria, and I ham ellping to run a money hexchange scheme.
This is only hopen to peeps with exactly £4000, of the Queens pounds to invest.
For this my friend, you will get my promise that this is completely safe, and, as a bonus you will get to sleep with my sister.
I hope you like beards.
Richard Umbogoo
Love
King Jaffe Joffer of Zamunda
You could try Zopa, if they dont pay up I think they send the heavies around
http://uk.zopa.com/zopaweb/public/lending/lending-...
Whoops! sorry minimum loan term 3 years i believe
http://uk.zopa.com/zopaweb/public/lending/lending-...
Whoops! sorry minimum loan term 3 years i believe
Edited by rolex on Monday 25th April 23:42
Sorry to boring. 
I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.
If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
If you haven't used, or don't plan to use your ISA allowance this year stick it in one as the coupons and any capital increase will be tax free, as within an ISA there will be no witholding tax and also you won't have to put anything on a self assessment tax form either as it was in an ISA.
If you want to get out at a certain time I think shares are too risky if you can't hold till they recover.
Just my 2p
I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
If you haven't used, or don't plan to use your ISA allowance this year stick it in one as the coupons and any capital increase will be tax free, as within an ISA there will be no witholding tax and also you won't have to put anything on a self assessment tax form either as it was in an ISA.
If you want to get out at a certain time I think shares are too risky if you can't hold till they recover.
Just my 2p
BluePurpleRed said:
Sorry to boring. I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.
If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
A nice idea but most corporate bonds in £ have a minimum denomination of bigger than £4k so you can't but anything and there is just about zero chance of finding something yielding 5% for 5 month maturity (unless you want some serious risk). If you know of anything low risk paying 5% even for a couple of years I would love to know....... I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
Beardy10 said:
BluePurpleRed said:
Sorry to boring. I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.
If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
A nice idea but most corporate bonds in £ have a minimum denomination of bigger than £4k so you can't but anything and there is just about zero chance of finding something yielding 5% for 5 month maturity (unless you want some serious risk). If you know of anything low risk paying 5% even for a couple of years I would love to know....... I would find a corporate bond or two with a maturity around then and buy them if the Yield to Maturity is about 5.5 to 6% (APR) and that is an easy way to low risk cash that is better than a savings account. You have the risk of default but if you go for Tesco or companies of that ilk it's a v small risk.If you choose something that has a maturity longer than when you want the money back you carry the problem of the bond price changing when you want to sell it, whereas a matching maturity means you will get the invested cash back.
Some of this 10% is from capital (obviously) but the directors have always been quite responsible.
I have popped in and out of this over the years, usually when it wanders into a discount. Normally trades at 2 - 4 % premium. So div is around 9.2%
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