about to get a building company in....

[Dupont666]

Whats the name of the insurance that they must hold (they are a company) that I can claim on if they fk up or it isnt to the standard it should be??

Its a wet room, so obviously they need to be good and if the room starts leaking cause of their work I would like to claim on their insurance and not mine.

So what is its name? I just want to make sure they have it and are covered.

[robsartain]

I would imagine its public liability insurance.

Be careful though as building firms start up and close quite often. So claiming for a shower room in a years time is fine assuming the company still exists.

Just happens I have had a conservatory roof done, and they have a seperate insurance company who underwrite there work. The roof has a 10 year guarentee.

Obviousily again fine, assuming the insurance company is still there in 10 years :-)

[Brite spark]

public liability insurance?
eta beaten to it

Edited by Brite spark on Thursday 18th February 18:00

[Spudler]

As above. Check exactly what it covers. Any one worth their salt should have a min of £10m cover.

[B17NNS]

I didn't think public liability insurance covered warranty issues with workmanship?

£2m is more than adequate for a company doing minor building works like installing bathrooms.

[Dupont666]

B17NNS said:

I didn't think public liability insurance covered warranty issues with workmanship?

£2m is more than adequate for a company doing minor building works like installing bathrooms.

so what does then?

[Qcarchoo]

You need a builder who operates under the FMB MasterBond warranty scheme.

[Spudler]

Qcarchoo said:

You need a builder who operates under the FMB MasterBond warranty scheme.

A better option from the bad workmanship side of things. Belonged to them many moons ago, used to be something like 1% of the job cost for the warranty. Cant vouch for it as not one customer took out the warranty. Not sure if the same applies now but worth looking into those Federation/Guild bodies.

[B17NNS]

Dupont666 said:

so what does then?

And old fashioned technique called word of mouth or recommendation.

Find a chap or company that takes pride in their work and have a reputation they have worked hard to get and will work hard to maintain.

Ask to speak to former clients, good tradespeople will happily pass on numbers of satisfied clients who will wax lyrical about what a good job they did.

Public liability insurance you can buy, reputation you have to earn.

Good luck with the project. We're not all waiting for our turn on Rogue Traders honest guv.

[Plotloss]

PL insurance is if you trip over their toolbox or they drop a hammer on someone.

[Simpo Two]

Plotloss said:

PL insurance is if you trip over their toolbox or they drop a hammer on someone.

That was my thought too.

Professional Indemnity maybe?

[B17NNS]

Simpo Two said:

Professional Indemnity maybe?

More to do with advice isn't it? Like a lawyer or accountant I think.

I think what the OP wants is a guarantee or warranty for work carried out.

Any tradesman worth his salt should be happy to guarantee materials and workmanship for a period of time.

[B17NNS]

Simpo Two said:

Professional Indemnity maybe?

More to do with advice isn't it? Like a lawyer or accountant I think.

I think what the OP wants is a guarantee or warranty for work carried out.

Any tradesman worth his salt should be happy to guarantee materials and workmanship for a period of time.

[rb5230]

a wet room really is not a big deal, just go by recomendations, its a tiled room with a drain in it. easy peasy.

[Smiler.]

Simpo Two said:

Plotloss said:

PL insurance is if you trip over their toolbox or they drop a hammer on someone.

That was my thought too.

Professional Indemnity maybe?

That is for consultants & relates to designs.

Now if the job is deemed design/build......

For a builder to warrant his work (usually a 12-month defects liability period), he doesn't want to tie his horse up outside when he visits.

Manufacturer warranty may also be worth considering, although this depends upon the correct application/installation (i.e. by the builder).

Track record/verified examples of past work are a must (after all, the pikeys on C4 need some way of paying for a 20ft bridal gown).

Good luck.

[Dupont666]

Smiler. said:

Simpo Two said:

Plotloss said:

PL insurance is if you trip over their toolbox or they drop a hammer on someone.

That was my thought too.

Professional Indemnity maybe?

That is for consultants & relates to designs.

Now if the job is deemed design/build......

For a builder to warrant his work (usually a 12-month defects liability period), he doesn't want to tie his horse up outside when he visits.

Manufacturer warranty may also be worth considering, although this depends upon the correct application/installation (i.e. by the builder).

Track record/verified examples of past work are a must (after all, the pikeys on C4 need some way of paying for a 20ft bridal gown).

Good luck.

I have Professional Indemnity to guarantee my work...

He has a good rep from what I can find and speaking to people, I just wanted to cover all the options and not just go down the route of everything will be fine, etc....

I have to guarantee my work do was thinking that they need to do the same surely?