Taking in a Lodger
Author
Discussion

GarethGTT

Original Poster:

430 posts

257 months

Wednesday 24th March 2010
quotequote all
Hey,

I am looking at taking in a lodger and am looking for advice on ground rules, vetting, peoples experiences etc
I have quite a nice house with some expensive things in, big flat screen tv etc and obviously dont want to take somone in and have them turn up in a van while im at work and clear me out!, Ive got 2 German Shepherds also and woudnt want those pinched! lol
Also wondering about rules for them having visitors etc.

Just looking for advice please

JacksHereR

879 posts

203 months

Wednesday 24th March 2010
quotequote all
watch Pacific Heights.


Scraggles

7,619 posts

247 months

Wednesday 24th March 2010
quotequote all
used to do student lodging, ask the local student place for advice

generally no guests, no friends staying over, references that are checked before letting

PHmember

2,487 posts

194 months

Wednesday 24th March 2010
quotequote all
GarethGTT said:
vetting
Always look for tenants that have already had all of their shots & have been neutered.

Eric Mc

124,760 posts

288 months

Wednesday 24th March 2010
quotequote all
Look for mature professionals rather than students.

Mr Obertshaw

2,186 posts

253 months

Wednesday 24th March 2010
quotequote all
Scraggles said:
used to do student lodging, ask the local student place for advice

no guests, no friends staying over
You must have had very lonely lodgers.


redtwin

7,518 posts

205 months

Wednesday 24th March 2010
quotequote all
"Look for mature professionals rather than students."

But not a lawyer.

A co-worker's sister lost her house when she rented it to a lawyer who knew too well how long he could get away with not paying her rent before being forced to leave, about 6 months if I remember correctly.

She was relying on the rent to cover the mortgage and unfortunately the bank also knew how long she could keep her house without making mortgage payments on it.

Edited by redtwin on Wednesday 24th March 10:21

Moreymach

1,029 posts

289 months

Wednesday 24th March 2010
quotequote all
Make sure you tell your insurers and be aware they will probably put an endorsement on the policy along the lines of 'Theft is only covered in the event of forcible entry'.
So if the lodger does walk off with that nice big telly it wont be covered.

sday12

5,066 posts

234 months

Wednesday 24th March 2010
quotequote all
Don't, get a second job, far less stress.

plg101

4,106 posts

233 months

Wednesday 24th March 2010
quotequote all
Look for a professional who is commuting to the area - someone who needs a bed for Mon-Fri - probably make as much money as a full time lodger, but with the weekends to yourself.

bazking69

8,620 posts

213 months

Wednesday 24th March 2010
quotequote all
Reserve the right to be uber picky. It's your house, it's your rules. Seriously, very very very important. You want the right person. You really don't want the wrong person. Don't rush into a decision you may regret. Ask questions. Probe. If there is any doubt, say no. If you don't trust them, say no. If you don't like them for whatever reason, no matter how small, don't be polite and say no. Also, be very clear from the outset the ground rules.

Just a couple of things to we aware of though....

Check the terms of your mortgage. Some stipulate no tenants/lodgers.

Check the terms of your home insurance. Ditto.

plg101

4,106 posts

233 months

Wednesday 24th March 2010
quotequote all
If you go for a professional, ask for references including a letter confirming they work for the company.

If you work for a reasonable sized company, have you thought about asking HR if they having anyone relocating to the area or joining the company soon? Someone might be after a base for a few months.

Interview, and interview some more.

Nickyboy

6,793 posts

257 months

Wednesday 24th March 2010
quotequote all
I've had numerous over the years, from friends to students to professionals. Never had a problem with any.

Draw up a contract either thru one of the letting sites or from a solicitor, they sign it and make them aware of the rules.

I allow friends given notice but only at weekends and any merriment must be curtailed by 11pm, works well.

On a side note, everytime i advertise the room i get 5 or so females to every male replying

Scraggles

7,619 posts

247 months

Wednesday 24th March 2010
quotequote all
Mr Obertshaw said:
Scraggles said:
used to do student lodging, ask the local student place for advice

no guests, no friends staying over
You must have had very lonely lodgers.
it was a family house with kids, I was the lodger after being stuck without somewhere to live, so spent a lot of time in the SU in the evenings

mybrainhurts

90,809 posts

278 months

Wednesday 24th March 2010
quotequote all
GarethGTT said:
Hey,


I have quite a nice house with some expensive things in, big flat screen tv etc
This interests me...

Where do you.....oh, Keighley

PistonReg

339 posts

216 months

Wednesday 24th March 2010
quotequote all
I'm abut to do the same. Lots of scare stories out there, but actually, from what I've heard from my mates who've had lodgers none have ever had any problems.

I know with fully let out flats, you now have to have the gas, electric checked and you need to register teh deposit or else face massive fines. I presume this doesn't apply to having lodgers in your own home, but it's worth checking

Personally I'm going to take on 2. Twice the income and it's no more loss of privacy than just taking 1 :-)

Munter

31,330 posts

264 months

Wednesday 24th March 2010
quotequote all
I presume you know that you can take up to £4,250 in rent tax free under the rent a room scheme. If you fleace them for more than that...well congratulations for a start! smile

B17NNS

18,506 posts

270 months

Wednesday 24th March 2010
quotequote all
www.spare-room.co.uk (free site - others will charge you to make contact)

Only interview females. Only offer the room to attractive ones.

It really is like shooting fish in a barrel Miss Jones.

Oh, and as has already been said, tax free under the governments rent a room scheme.

http://www.rentaroom.co.uk/?gclid=CImIqYCJ0qACFSJl...

Edited by B17NNS on Wednesday 24th March 19:02

Road Pest

3,123 posts

221 months

Wednesday 24th March 2010
quotequote all
B17NNS said:
www.spare-room.co.uk (free site - others will charge you to make contact)

Only interview females. Only offer the room to attractive ones.

It really is like shooting fish in a barrel Miss Jones.

Oh, and as has already been said, tax free under the governments rent a room scheme.

http://www.rentaroom.co.uk/?gclid=CImIqYCJ0qACFSJl...

Edited by B17NNS on Wednesday 24th March 19:02
I'm going to do this soon so will be advertising in the local Uni's Yoga classes, etc.

PistonReg

339 posts

216 months

Wednesday 24th March 2010
quotequote all
Road Pest said:
B17NNS said:
www.spare-room.co.uk (free site - others will charge you to make contact)

Only interview females. Only offer the room to attractive ones.

It really is like shooting fish in a barrel Miss Jones.

Oh, and as has already been said, tax free under the governments rent a room scheme.

http://www.rentaroom.co.uk/?gclid=CImIqYCJ0qACFSJl...

Edited by B17NNS on Wednesday 24th March 19:02
I'm going to do this soon so will be advertising in the local Uni's Yoga classes, etc.
Lovely idea... BUT

Male lodgers can be a lot less problematic and pedantic to live with
AND
If you do end up with a psycho, admittedly a gorgeous bikini wearing, yoga-ite who weighs 7 stone might sound appealing, but at least with a guy you can physically remove him and put his posessions on the pavement. Can't do that to a woman!