America - do I need a visa CC? (Boring)
America - do I need a visa CC? (Boring)
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Discussion

Captain Raymond Holt

Original Poster:

12,423 posts

216 months

Sunday 22nd June 2025
quotequote all
Morning all,

We’re going to be spending some time holidaying in the US soon, west coast.

Simple question - we do our spending here on AmEx, what’s it like in the US? Would it be sensible for me to sort out a Visa credit card too?

Not sure how widely accepted AmEx is.

Cheers

Rick101

7,139 posts

172 months

Sunday 22nd June 2025
quotequote all
Not sure if serious.

the-norseman

15,050 posts

193 months

Sunday 22nd June 2025
quotequote all
AmEX

American Express..

Alex Z

1,967 posts

98 months

Sunday 22nd June 2025
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If you’re on a long foreign trip, surely it’s wise to have at least two payment methods anyway?

TwigtheWonderkid

47,847 posts

172 months

Sunday 22nd June 2025
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I go to the US roughly once every 6 weeks and use my Revolut card. Never had an issue.

Sheepshanks

39,121 posts

141 months

Sunday 22nd June 2025
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Alex Z said:
If you re on a long foreign trip, surely it s wise to have at least two payment methods anyway?
You need two in the UK - I use Amex by default but a lot of places won’t take it.

Slow.Patrol

4,191 posts

36 months

Sunday 22nd June 2025
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You can always look at a prepayment card. The post office do one. I think it is MasterCard based.

Captain Raymond Holt

Original Poster:

12,423 posts

216 months

Sunday 22nd June 2025
quotequote all
Cheers (most of you biggrin ) for the helpful posts.

Hadn’t thought of the Revolut type cards beer cheers

DeuceDeuce

545 posts

114 months

Sunday 22nd June 2025
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UK issued Amex cards will incur a 3% fee on foreign currency spending. As mentioned, Revolut or similar would be my choice.

Captain Raymond Holt

Original Poster:

12,423 posts

216 months

Sunday 22nd June 2025
quotequote all
DeuceDeuce said:
UK issued Amex cards will incur a 3% fee on foreign currency spending. As mentioned, Revolut or similar would be my choice.
That’s helpful smile


the-norseman said:
AmEX

American Express..
That, less so biggrin

the-norseman

15,050 posts

193 months

Sunday 22nd June 2025
quotequote all
Your initial question was how widely accepted are American Express cards in America. What kind of response did you expect?


Guyr

2,513 posts

304 months

Sunday 22nd June 2025
quotequote all
I was just analysing the spend on my last US trip over a huge range of venues including bars, restaurants, shops and entertainment over three weeks and on my Amex card it was thousands of pounds, then I checked my Mastercard and it was £11. Everywhere takes Amex, but take a backup just in case.

Captain Raymond Holt

Original Poster:

12,423 posts

216 months

Sunday 22nd June 2025
quotequote all
Guyr said:
I was just analysing the spend on my last US trip over a huge range of venues including bars, restaurants, shops and entertainment over three weeks and on my Amex card it was thousands of pounds, then I checked my Mastercard and it was £11. Everywhere takes Amex, but take a backup just in case.
Cheers, smile