Gumtree : Selling by post / Bank Transfer?
Discussion
I'm selling my iPhone, have it advertised on Gumtree and what seems like a thoroughly nice chap wants to pay by Bank Transfer (originally wanted PayPal) and for me to post it to him. The address is in the UK.
I've seen his driving licence, I've sent him mine. Assuming the money shows up in my bank account Monday morning is there any scam potential here? Can the money transfer be rescinded once it appears in my account?
Thanks for any advice.
Steve
I've seen his driving licence, I've sent him mine. Assuming the money shows up in my bank account Monday morning is there any scam potential here? Can the money transfer be rescinded once it appears in my account?
Thanks for any advice.
Steve
227bhp said:
Sorry for my ignorance, but how can this fail if it's paid in advance by BACS?
As it stands the "purchaser" has a copy of the Op's Bank account and a copy of his driving licence.He could be entirely legitimate, but he has got some useful info there and has barely made any effort.
desolate said:
227bhp said:
Sorry for my ignorance, but how can this fail if it's paid in advance by BACS?
As it stands the "purchaser" has a copy of the Op's Bank account and a copy of his driving licence.He could be entirely legitimate, but he has got some useful info there and has barely made any effort.
227bhp said:
desolate said:
227bhp said:
Sorry for my ignorance, but how can this fail if it's paid in advance by BACS?
As it stands the "purchaser" has a copy of the Op's Bank account and a copy of his driving licence.He could be entirely legitimate, but he has got some useful info there and has barely made any effort.
He has everything he needs to obtain credit or use data to make up false documents.
iPhones always sell and they are always available locally. You don't need to buy from someone a distance away.
This has got scam written all over it.
Gumtree is even worse than ebay as don't have to enter any data of your own.
Mmmmm. Thank you for the worrying replies.
So he does have my bank details and driving licence, not much I can do about that now unfortunately. Still not sure what you can actually do with that. Set up a direct debit a la Jermey Clarkson I suppose but what else?
And if the money turns up, is it irreversible ?
So he does have my bank details and driving licence, not much I can do about that now unfortunately. Still not sure what you can actually do with that. Set up a direct debit a la Jermey Clarkson I suppose but what else?
And if the money turns up, is it irreversible ?
The common trick is for him to pay a cheque into the account from an account with no money. It'll show in your account immediately and the chap will be desperate for the phone for some reason so you post it.
A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
Driver101 said:
It is the fact the other Gumtree user has far too much personal information.
He has everything he needs to obtain credit or use data to make up false documents.
iPhones always sell and they are always available locally. You don't need to buy from someone a distance away.
This has got scam written all over it.
Gumtree is even worse than ebay as don't have to enter any data of your own.
I see (it was a bit late last night to be seeing much) He has everything he needs to obtain credit or use data to make up false documents.
iPhones always sell and they are always available locally. You don't need to buy from someone a distance away.
This has got scam written all over it.
Gumtree is even worse than ebay as don't have to enter any data of your own.
The Moose said:
The common trick is for him to pay a cheque into the account from an account with no money. It'll show in your account immediately and the chap will be desperate for the phone for some reason so you post it.
A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
Obviously not a good idea on my part, but still not sure how what you mention works:A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
If he does a fast transfer the money will be in my account. Whether the cheque bounces that he paid into his account is irrelevant?
You need a bit more than my driving licence to withdraw money via the telephone?
boxst said:
Obviously not a good idea on my part, but still not sure how what you mention works:
If he does a fast transfer the money will be in my account. Whether the cheque bounces that he paid into his account is irrelevant?
You need a bit more than my driving licence to withdraw money via the telephone?
I think you need to look a little beyond the transaction - If he does a fast transfer the money will be in my account. Whether the cheque bounces that he paid into his account is irrelevant?
You need a bit more than my driving licence to withdraw money via the telephone?
I am not a conman and don't know the full extent of the possibilities but he has enough information to apply for all sorts of credit and generally be a major pain in the arse.
Perhaps he won't be but Gumtree, iPhone and bank transfer are classic hallmarks of a scam.
The Moose said:
The common trick is for him to pay a cheque into the account from an account with no money. It'll show in your account immediately and the chap will be desperate for the phone for some reason so you post it.
A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
Not sure what cheques have to do with it, when OP said the guy is paying via BACS.A couple of days later it will bounce and the funds will leave your account.
Remember that this dude can now call the bank and pretend to be you. Could withdraw any cash you have in there etc.
Also which banks allow money to be transferred out with only a name, account and sort code ( all available on a lost or stolen debit card) plus driving licence ?
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