When is enough enough
When is enough enough
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Discussion

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
On the approach to 50 thinking ' how much longer can I do this st for' work wise .

Two teenage kids no real mortgage and beginning to think I just want to walk away .

Anyone else at this point in their life ?

Plate spinner

18,084 posts

230 months

Tuesday 17th October 2017
quotequote all
Life is short.

If you're not enjoying it and don't have money pressure, focus on an exit plan.

I already know that once the house is paid off and the kids are independent, I'll embark on a second career which will be far more rewarding and pay far less.

cobra kid

5,595 posts

270 months

Tuesday 17th October 2017
quotequote all
It may be your spark plug gap.......

anonymous-user

84 months

Tuesday 17th October 2017
quotequote all
Was exactly at that point aged 48. Wife and I both remember well the night she said 'fk it, just quit'. We constructed and sent the email to my boss that night. In my case it turned out to be the best thing. I have no kids though so can't compare really. Just stay away from email after that second bottle of wine, just in case.

generationx

9,215 posts

135 months

Tuesday 17th October 2017
quotequote all
I always slow down for a 50, speed cameras everywhere.

The Lounge is that way ===>

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
Plate spinner said:
Life is short.

If you're not enjoying it and don't have money pressure, focus on an exit plan.

I already know that once the house is paid off and the kids are independent, I'll embark on a second career which will be far more rewarding and pay far less.
Kids won't be independent for a long time yet but hopefully once we downsize it's no longer a pipe dream .

I look around constantly at different and local jobs and ideally I'd want to work part time .
No idea what to do however

Riley Blue

23,205 posts

256 months

Tuesday 17th October 2017
quotequote all
FocusRS3 said:
Plate spinner said:
Life is short.

If you're not enjoying it and don't have money pressure, focus on an exit plan.

I already know that once the house is paid off and the kids are independent, I'll embark on a second career which will be far more rewarding and pay far less.
Kids won't be independent for a long time yet but hopefully once we downsize it's no longer a pipe dream .

I look around constantly at different and local jobs and ideally I'd want to work part time .
No idea what to do however
I have a simple philosophy: Learn - Earn - Return. I learnt, I earnt and now I'm 'returning' by doing voluntary work. It's the most satisfying and worthwhile thing I've ever done. There's no recognition, I don't meet the end users, it's largely done at home but thousands of people may benefit.

sidekickdmr

5,211 posts

236 months

Tuesday 17th October 2017
quotequote all
Surely only you can answer this question.

Can you afford to stop work/go part time?

no mortgage you said, you mentioned downsizing, just do it!

Sell the bigger place, move into a pretty but smaller place, money in the bank to keep you going, quit work, do something you enjoy part time to pay the bills, enjoy life!

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
sidekickdmr said:
Surely only you can answer this question.

Can you afford to stop work/go part time?

no mortgage you said, you mentioned downsizing, just do it!

Sell the bigger place, move into a pretty but smaller place, money in the bank to keep you going, quit work, do something you enjoy part time to pay the bills, enjoy life!
Have had the house up for a while and just waiting for a genuine buyer . Mkts definitely slow now so we are in limbo .

Hopefully the house sells and it's big downsize time . I owe money on a flat we have but the downsize could pay this off.

The killer at mo is school fees for two kids but that'll get halved this time next year .

Just feel like I'm treading water rather than making headway and it's depressing

alorotom

12,788 posts

217 months

Tuesday 17th October 2017
quotequote all
My dad hit this at 42 and mum at 48 - thy both got out within 6myhs of the realisation but luckily had the means to just volunteer and enjoy the rest of the time they have

They’re perennial travellers now and love life and have for nearly 2 decades lol

Life’s waaaaay too short to wait and think what if!?

AyBee

11,340 posts

232 months

Tuesday 17th October 2017
quotequote all
FocusRS3 said:
Anyone else at this point in their life ?
Yes - I'm only 30 though laugh

Tim-D

539 posts

252 months

Tuesday 17th October 2017
quotequote all
Exactly this position a year ago...quit, spent three months setting my own agenda, travelling and taking a lengthy time out...all the while half heartedly searching for a new job...

Batteries recharged, time spent with offspring that'd been severely compromised for the last few years and enthusiasm and energy rekindled....the ideal job came up earlier this year and I've never been happier - just regret not having done it years before....

If you've got a few quid to tide you over do it...

220s plenty

110 posts

112 months

Tuesday 17th October 2017
quotequote all
AyBee said:
Yes - I'm only 30 though laugh
Ditto.

Always looking for ways to become financially secure, never finding them. The thought of having to do this, potentially until I'm in a box (no pension, never be a home owner) makes me want to legitimately top myself.

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
Tim-D said:
Exactly this position a year ago...quit, spent three months setting my own agenda, travelling and taking a lengthy time out...all the while half heartedly searching for a new job...

Batteries recharged, time spent with offspring that'd been severely compromised for the last few years and enthusiasm and energy rekindled....the ideal job came up earlier this year and I've never been happier - just regret not having done it years before....
T
If you've got a few quid to tide you over do it...
If all ends tomorrow work wise then we have z few years cash which covers school fees too so we'll have breathing space .

Finding the ideal job as you say is a dream . What is it you do ?

anonymous-user

84 months

Tuesday 17th October 2017
quotequote all
FocusRS3 said:
Have had the house up for a while and just waiting for a genuine buyer . Mkts definitely slow now so we are in limbo .

Hopefully the house sells and it's big downsize time . I owe money on a flat we have but the downsize could pay this off.

The killer at mo is school fees for two kids but that'll get halved this time next year .

Just feel like I'm treading water rather than making headway and it's depressing
I don't want to sound soppy but if your paying to put your kids through private school you are making headway. It's just that it's as a family rather than in the narrow sense as an individual.

My lad got his first offer for a university last night. The course he wanted at lower grades than he thought. I felt surprisingly proud about the whole thing.

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
desolate said:
I don't want to sound soppy but if your paying to put your kids through private school you are making headway. It's just that it's as a family rather than in the narrow sense as an individual.

My lad got his first offer for a university last night. The course he wanted at lower grades than he thought. I felt surprisingly proud about the whole thing.
Many congrats to you and your son, proud moment indeed .

The school fees are being funded by the cash reserves I've built up over time so it's not like all in ( including all other running costs) I'm adding is what I meant . Family is all that matters to me and we are a tight family unit .

My thinking is two more years on the hamster wheel when hopefully house is gone and I'm at ripe old age of 51 then it's hit the beach time

Roofless Toothless

7,583 posts

162 months

Tuesday 17th October 2017
quotequote all
Mid life crisis.

I ordered a Caterham kit.

Job done.

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
Roofless Toothless said:
Mid life crisis.

I ordered a Caterham kit.

Job done.
I can see the benefits of that. Giant Lego

Tim-D

539 posts

252 months

Tuesday 17th October 2017
quotequote all
FocusRS3 said:
Tim-D said:
Exactly this position a year ago...quit, spent three months setting my own agenda, travelling and taking a lengthy time out...all the while half heartedly searching for a new job...

Batteries recharged, time spent with offspring that'd been severely compromised for the last few years and enthusiasm and energy rekindled....the ideal job came up earlier this year and I've never been happier - just regret not having done it years before....
T
If you've got a few quid to tide you over do it...
If all ends tomorrow work wise then we have z few years cash which covers school fees too so we'll have breathing space .

Finding the ideal job as you say is a dream . What is it you do ?
Insurance marketing... Not everyone's ideal...but I love it... Went from large lumbering corporate with zero ambition or aspiration to a much smaller outfit with drive and budget ....

99% though it's the change of characters / colleagues....now surrounded by folk that actually want to and enjoy working!!!

FocusRS3

Original Poster:

3,411 posts

121 months

Tuesday 17th October 2017
quotequote all
Tim-D said:
Insurance marketing... Not everyone's ideal...but I love it... Went from large lumbering corporate with zero ambition or aspiration to a much smaller outfit with drive and budget ....

99% though it's the change of characters / colleagues....now surrounded by folk that actually want to and enjoy working!!!
You've hit the nail on the head there regards work colleagues .

Guys I work with now are nice , it's the industry that's getting me down