Ask a Benefits helpline advisor anything?
Ask a Benefits helpline advisor anything?
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Discussion

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
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Seen a few similar ask threads, worked for a stint on one of the most depressing jobs going, but happy to answer any questions?

BigGingerBob

2,168 posts

219 months

Wednesday 16th February 2022
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A few years ago I found myself without a job and so went to the job centre.
I was told after a couple of weeks that I wasn't eligible for JSA or maybe any benefit at all because I hadn't paid enough national insurance that year. I had a low paid job until the week before I went down there (about £16k).

There were many people there who you just knew hadn't paid any NI their entire lives but someone like me, who the system was designed for, was left struggling for reasons I can't comprehend.

How does that work?



P.s. sorry for not being much fun, I will think of something more light hearted tomorrow

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
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Yes JS is based on NI contributions.

Universal Credit isn't so you could claim for that.

Jonboy_t

5,038 posts

212 months

Wednesday 16th February 2022
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When’s my fking cheque coming? wink

In all seriousness, i don’t think it’s a job many would have the patience to do, so good on you for doing what (presumably most of) your customers won’t thumbup

Gecko1978

12,302 posts

186 months

Wednesday 16th February 2022
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Is it really possible to never work your entire life 16 to 65 and have the state pick up the tab (assuming you are fit an able and just a lazy tt)


glennjamin

443 posts

92 months

Wednesday 16th February 2022
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Seems it is family close to where wife lived before we got married, father was on benefits all his life, sons carried on family tradition....

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
quotequote all
Gecko1978 said:
Is it really possible to never work your entire life 16 to 65 and have the state pick up the tab (assuming you are fit an able and just a lazy tt)
There are ways to play the system, PIP is one which fast tracks to other benefits, as well as ESA. But these are getting phased out onto UC, which generally they are worse off.

it is a funny system really you can work all your life, get ill, and then find you get zero support.

The biggest trend i noticed is the amount of anxiety and metal health issues, the funny thing is that is what i suffer from and why i took the job, working from home.

i did 3 month but just found it hard to be paid minimum wage yet expected to know so much about benefits, deal with very vulnerable people, homeless people on a daily basis. it was a very cheap way to resolve complex issues i found.


sparkythecat

8,097 posts

284 months

Wednesday 16th February 2022
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A 59 yr old mate of mine has worked and paid NI since leaving school. He was self employed for 20yrs, up until 6 months ago, when he took a salaried job. He’s now been made redundant, but has been told that he can’t claim benefit because he only paid Class 2 NI contributions whilst he was previously self employed. WTAF?
That’s all that he was asked to pay.
There are blokes he went to school with who haven’t had a job in years nor paid anything like the tax and NI he has and yet they are in receipt of benefits. Until he can get another job, how is he supposed to survive ?

Doofus

34,318 posts

202 months

Wednesday 16th February 2022
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Do you give advice on benefits or on benefits helplines?

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
quotequote all
sparkythecat said:
A 59 yr old mate of mine has worked and paid NI since leaving school. He was self employed for 20yrs, up until 6 months ago, when he took a salaried job. He’s now been made redundant, but has been told that he can’t claim benefit because he only paid Class 2 NI contributions whilst he was previously self employed. WTAF?
That’s all that he was asked to pay.
There are blokes he went to school with who haven’t had a job in years nor paid anything like the tax and NI he has and yet they are in receipt of benefits. Until he can get another job, how is he supposed to survive ?
I think he has applied for JSA, he should get UC, but redundacy payments would be classed as savings so may be why?




Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
quotequote all
Alo anyone need some assitance just ask, I don't have massive experience but can help with trying to get most out the system, probably won't help though.

sparkythecat

8,097 posts

284 months

Wednesday 16th February 2022
quotequote all
Ouroboros said:
I think he has applied for JSA, he should get UC, but redundacy payments would be classed as savings so may be why?
He didn’t get any redundancy payment as he’d only been there 6 months.

Fast and Spurious

1,802 posts

117 months

Wednesday 16th February 2022
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Were you named after a make of battery?

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
quotequote all
sparkythecat said:
He didn’t get any redundancy payment as he’d only been there 6 months.
Should be able to apply UC then, UC isn't based on NI contributions.

InitialDave

15,079 posts

148 months

Wednesday 16th February 2022
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Fast and Spurious said:
Were you named after a make of battery?
Our Rob or Ross?

Nickbrapp

5,277 posts

159 months

Wednesday 16th February 2022
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Why does the system not actually support hard working people in their time of need?

I was made redundant a few years ago and wanted to claim JSA as I was still young and hadn’t had the chance to build up any savings, but because I hadn’t contributed enough though NI I got nothing.

Why is it now not linked to earnings? Yes people should save but then people who do literally nothing get money?

Ouroboros

Original Poster:

2,371 posts

68 months

Wednesday 16th February 2022
quotequote all
Just noticed this, say 1600, if that is take home that is 25k a year for someone to earn working.

https://uk.yahoo.com/news/wales-trials-universal-b...

h0b0

9,061 posts

225 months

Thursday 17th February 2022
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That’s pre tax income.

Jimmy No Hands

5,100 posts

185 months

Thursday 17th February 2022
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I go to university (mature student) and know somebody claiming full Student Finance maintenance loan alongside his UC that he just continued over and chose not to inform the council. It frustrates me as I struggle off my maintenance loan (which I'll pay back!) and a small side business I do in my spare time. He gets an obscene amount per month! I don't know why I bother.

Do UC ever investigate these circumstances? The system is just so open for abuse it does make me wonder why I am even trying to throw myself into colossal debt to try and better myself.

Ouroboros

Original Poster:

2,371 posts

68 months

Thursday 17th February 2022
quotequote all
Yes the thing is any mistakes or non informing you are still liable for the debt if an overpayment.

You can report benefit fraud online, anonymously.