Anyone here bought a pre-paid cremation?
Discussion
Yes my dad had one last year. I believe the price is fixed for five years, unfortunately he passed after only five months. They do offer the add-ons on a vicar etc which seems a bit cheeky tbh. Their popularity is obviously on the rise by the number of times I see Pure Cremations vans plodding up / down the M3 & in the local area. They collected his body from the hospice early May with the actual cremation being the end of May & ashes returned mid June iirc. Basically you're waiting for a gap in oven for them to get done which is one of the reasons it's so cheap I believe.
My mother has bought one - she doesn't read anything properly and assumed the cremation would be done locally (which it can for an additional fee). I explained she'll be shipped off to furnace near London somewhere and then the ashes delivered back to me some time later. She just doesn't want any type of service / ceremony. Looking forward to telling the freeloading relatives when the time comes.
Edited by bigpriest on Thursday 10th August 16:06
My dad and step-mum have them, the latter using hers 3 months ago.
She'll be very pleased they forgot to charge my dad £99 + VAT per artificial joint removal (the post cremation bone crusher doesn't like them much).
Quite impersonal....you don't know where or when the 'service' and cremation will be. You just get a call to come and collect the ashes.
My dad thought about changing his but decided to stick with it. Cost about £1k I think (Dignity it was).
Conversely, also 3 months ago, my mother went in the opposite direction for my step dad. Cost nearly £10k.
At the end of the day, neither came back from the dead.
Horses for courses.
She'll be very pleased they forgot to charge my dad £99 + VAT per artificial joint removal (the post cremation bone crusher doesn't like them much).
Quite impersonal....you don't know where or when the 'service' and cremation will be. You just get a call to come and collect the ashes.
My dad thought about changing his but decided to stick with it. Cost about £1k I think (Dignity it was).
Conversely, also 3 months ago, my mother went in the opposite direction for my step dad. Cost nearly £10k.
At the end of the day, neither came back from the dead.
Horses for courses.
My Dad had. It was used last year.
He already pre-purchased for his wife for when she pops her clogs, probably because he thought we'd chuck her in the local landfill to not spend anything on her. He'd be right on that one.
My Mum & Stepdad have also pre-paid their funerals and cremations, too.
He already pre-purchased for his wife for when she pops her clogs, probably because he thought we'd chuck her in the local landfill to not spend anything on her. He'd be right on that one.
My Mum & Stepdad have also pre-paid their funerals and cremations, too.
Tango13 said:
How does this work? Are you buying 'X' number of kWh of gas at todays prices in the hope gas prices don't rise and if the price of gas falls does the cremation company keep the difference or do your surviving relatives get an extra few quid for the beers after?
My understanding is that you pay circa £1500 today and that pays for your cremation whenever you turn your toes up. No service, ashes returned to family, no fuss. To me it sounds perfect as I'll leave a few hundred to my most gregarious relative to organise a pissup somewhere a few months later to remind everyone what a great chap I was, job done. I just wondered if this was becoming a thing amongst us oldies as I don't want to rely on my relatives to sort it out and I certainly don't want anything religious or any fuss.Both my in-laws signed up a couple of years back Pure Cremations.
We will be expected to use their services later this year. Tbh they are both happy that it’s one less thing for us to worry about and they don’t get on with wider family so avoids all that and not religious. They both laugh waving their cards at us I think my father in law got his laminated.
Personally I think it’s a good thing and they will leave my wife with a little financial legacy rather than wasting on quiche / warm beer for free loaders.
We will be expected to use their services later this year. Tbh they are both happy that it’s one less thing for us to worry about and they don’t get on with wider family so avoids all that and not religious. They both laugh waving their cards at us I think my father in law got his laminated.
Personally I think it’s a good thing and they will leave my wife with a little financial legacy rather than wasting on quiche / warm beer for free loaders.
I think it's bizarre.
I know (according to the adverts) that it makes it easier for those you leave behind blah blah blah. But I'm afraid my view is that the one thing I don't have to plan for is what happens after I am - literally - dead.
Plus - if my mum had arranged one - I'm sure the £99 wouldn't have included the singing transvestite in a basque as part of the service..........
I know (according to the adverts) that it makes it easier for those you leave behind blah blah blah. But I'm afraid my view is that the one thing I don't have to plan for is what happens after I am - literally - dead.
Plus - if my mum had arranged one - I'm sure the £99 wouldn't have included the singing transvestite in a basque as part of the service..........
bigpriest said:
She just doesn't want any type of service / ceremony. Looking forward to telling the freeloading relatives when the time comes.
If she really doesn't want this wouldn't the council do this for free without her needing to pay in advance?Presumably relatives would only want to attend in hopes there'd be a knees-up afterwards.
I don't know if there are any that do a cash on delivery sort of thing when the old codger dies?
I keep enough in the house to pay for one like that and both sons know anything more than the minimum deprives them of money so they won't have a problem doing it that way.
It would suit them and me perfectly.
I keep enough in the house to pay for one like that and both sons know anything more than the minimum deprives them of money so they won't have a problem doing it that way.
It would suit them and me perfectly.
jonsp said:
bigpriest said:
She just doesn't want any type of service / ceremony. Looking forward to telling the freeloading relatives when the time comes.
If she really doesn't want this wouldn't the council do this for free without her needing to pay in advance?Presumably relatives would only want to attend in hopes there'd be a knees-up afterwards.
Roofless Toothless said:
What happens if the company folds before you and a lot of others have had the occasion to use it?
And the directors have all paid themselves nice big bonuses and there is no cash left?
I would only use a company that is FCA (FSA) associated before giving them ££££s of my hard-earned. Most of them appear to be though...And the directors have all paid themselves nice big bonuses and there is no cash left?
I had read that from about a year ago there was some FCA guidance where you can now check to see if the company is covered, see;
https://www.fca.org.uk/news/press-releases/fca-ann...
A relative of mine set up a pre paid cremation and when the time came it was very easy to organise.
https://www.fca.org.uk/news/press-releases/fca-ann...
A relative of mine set up a pre paid cremation and when the time came it was very easy to organise.
Edited by mario328 on Thursday 10th August 20:43
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