Do it online but…
Author
Discussion

Colonel Cupcake

Original Poster:

1,342 posts

69 months

Wednesday 15th November 2023
quotequote all
I want to add one of the privates to one of our cars insurance. Every time I phone a business, I have to listen to 15 minutes of bullshine telling me to do it online, it's quicker etc. Well, today I tried to do it online so I keyed in the details and clicked 'submit'.

Guess what? Can't do that right now, give us a call. So now I have to waste an hour on the phone, with a significant chuck of it telling me to do it online, it's quicker etc.

Annoying thing is that the system knows why it cannot add the private but does it tell you? Does it fook. I had the same problem adding the youngest private to his own car insurance. Tried online but after clicking submit we got 'theres a problem, please call us'. Turned out it was because he was under 25 and, for some reason, that has to be done manually. Thing is, when I keyed his date of birth, it just accepted that and I wasted time adding all the other bits of info. Why didn't the system say as soon as I keyed in his DoB, that he was under 25 and to call us?

Is it just me or what? Why, these days, can't the online world just say in plain English what the problem is, rather that 'oops, call us'?

randlemarcus

13,646 posts

255 months

Wednesday 15th November 2023
quotequote all
Because proper business analysis costs money, whereas doing the bare minimum results in customers wasting their time.

tim0409

5,758 posts

183 months

Wednesday 15th November 2023
quotequote all
I’ve had to telephone the Halifax three times from the US as my credit card keeps getting blocked. What really annoys me is that every time I get the same message - “we are experiencing an unusual high volume of calls”.

No your not, you just don’t have enough staff to answer the expected volume of calls.

Spare tyre

12,113 posts

154 months

Wednesday 15th November 2023
quotequote all
tim0409 said:
I’ve had to telephone the Halifax three times from the US as my credit card keeps getting blocked. What really annoys me is that every time I get the same message - “we are experiencing an unusual high volume of calls”.

No your not, you just don’t have enough staff to answer the expected volume of calls.
I have some old isa with Halifax, can’t log in to the account so have to navigate a phone system

I suspect I’ve wasted 20 hours over numerous attempts, go round and round sometimes even speaking to the same people

It’s about 12k, but it’s safe and I’ll just do it another day……

mac96

5,838 posts

167 months

Thursday 16th November 2023
quotequote all
tim0409 said:
I’ve had to telephone the Halifax three times from the US as my credit card keeps getting blocked. What really annoys me is that every time I get the same message - “we are experiencing an unusual high volume of calls”.

No your not, you just don’t have enough staff to answer the expected volume of calls.
That one really winds me up, suggesting that it is somehow the fault of customers for making too many calls when it is really that the bank/insurance company/utility/government dept is badly organised and/or understaffed.furiousfurious

Skyedriver

22,488 posts

306 months

Thursday 16th November 2023
quotequote all
mac96 said:
That one really winds me up, suggesting that it is somehow the fault of customers for making too many calls when it is really that the bank/insurance company/utility/government dept is badly organised and/or understaffed.furiousfurious
Too many calls from folk who can't get an answer on their damned difficult to navigate web pages probably.

emicen

9,148 posts

242 months

Thursday 16th November 2023
quotequote all
Colonel Cupcake said:
I want to add one of the privates to one of our cars insurance. Every time I phone a business, I have to listen to 15 minutes of bullshine telling me to do it online, it's quicker etc. Well, today I tried to do it online so I keyed in the details and clicked 'submit'.

Guess what? Can't do that right now, give us a call. So now I have to waste an hour on the phone, with a significant chuck of it telling me to do it online, it's quicker etc.

Annoying thing is that the system knows why it cannot add the private but does it tell you? Does it fook. I had the same problem adding the youngest private to his own car insurance. Tried online but after clicking submit we got 'theres a problem, please call us'. Turned out it was because he was under 25 and, for some reason, that has to be done manually. Thing is, when I keyed his date of birth, it just accepted that and I wasted time adding all the other bits of info. Why didn't the system say as soon as I keyed in his DoB, that he was under 25 and to call us?

Is it just me or what? Why, these days, can't the online world just say in plain English what the problem is, rather that 'oops, call us'?
Sounds like the Colonel was conversing with the Admiral?

Multiple times a year they badger me and the wife to join our accounts on a multicar. Yet both of us always end up with “there’s a problem, please call” when we try and follow their directions to do it online.

On one occasion their online system was adamant my wife’s car didn’t exist, yet it was insured with them at the time.

GilletteFan

672 posts

55 months

Friday 17th November 2023
quotequote all
Tream them mean to keep them keen. The best way to retain customers is to charge them more and not give them a chance to ask why and close their account.

mac96

5,838 posts

167 months

Friday 17th November 2023
quotequote all
Skyedriver said:
mac96 said:
That one really winds me up, suggesting that it is somehow the fault of customers for making too many calls when it is really that the bank/insurance company/utility/government dept is badly organised and/or understaffed.furiousfurious
Too many calls from folk who can't get an answer on their damned difficult to navigate web pages probably.
Exactly.

Berger 3rd

396 posts

203 months

Friday 17th November 2023
quotequote all
Had this the other day with my car insurance company, says on the online portal you can request your NCD in there and receive instantly, keep filling the form up but keep getting an error message. 20 minutes on hold with a constant message about high call volumes and you can do everything online. Get through and I’m told I’ll get it through via email within 5 minutes. An hour later and nothing, another 20 minutes on hold, get the same person I spoke to before, she apparently hadn’t pressed the right button. So all in an hour wasted.

sideways sid

1,451 posts

239 months

Friday 17th November 2023
quotequote all
Colonel Cupcake said:
...I had the same problem adding the youngest private to his own car insurance...
Why not let them deal with it?

Turtle Shed

2,690 posts

50 months

Friday 17th November 2023
quotequote all
Regarding this high call volume thing. They don't care.

Colonel Cupcake

Original Poster:

1,342 posts

69 months

Friday 17th November 2023
quotequote all
sideways sid said:
Colonel Cupcake said:
...I had the same problem adding the youngest private to his own car insurance...
Why not let them deal with it?
If you mean the young private dealing with it himself, it's a motability car and he is autistic and useless on a phone. For some unfathomable reason, the dealership were able to add myself and Mrs Cupcake before we collected the car but insisted that the lad himself had to be added afterwards.

We tried adding him online, only to be told 'oops, theres a problem' after clicking submit. After ringing and waiting nearly an hour to talk to someone, it turns out that under 25s have to be added manually for some reason but why the website couldn't say that as soon as his DoB was keyed in, I don't know.

Colonel Cupcake

Original Poster:

1,342 posts

69 months

Friday 17th November 2023
quotequote all
emicen said:
Sounds like the Colonel was conversing with the Admiral?

Multiple times a year they badger me and the wife to join our accounts on a multicar. Yet both of us always end up with “there’s a problem, please call” when we try and follow their directions to do it online.

On one occasion their online system was adamant my wife’s car didn’t exist, yet it was insured with them at the time.
No, it was Halifax. To be fair, they answered the phone straight away but they blew it by wanting nearly a grand to add him but adding him to my car with a different insurer was just £92.

sc0tt

18,247 posts

225 months

Friday 17th November 2023
quotequote all
Spare tyre said:
tim0409 said:
I’ve had to telephone the Halifax three times from the US as my credit card keeps getting blocked. What really annoys me is that every time I get the same message - “we are experiencing an unusual high volume of calls”.

No your not, you just don’t have enough staff to answer the expected volume of calls.
I have some old isa with Halifax, can’t log in to the account so have to navigate a phone system

I suspect I’ve wasted 20 hours over numerous attempts, go round and round sometimes even speaking to the same people

It’s about 12k, but it’s safe and I’ll just do it another day……
Make a complaint. Use the word distressed.

It will be thoroughly investigated and resolved pretty quickly. I moved house in jan and for some reason they couldn’t update my address. I wasted hours trying to get it sorted.

I did the above, resolved in a week and they gave me compensation (unexpected) as a result.