Total insurance cost Vs Claims. Who has the best?
Discussion
Total insurance cost Vs Claims
Afternoon Phers
Lets see if we can summon up a PH winner. Who has claimed more then they have paid out? who has paid out thousands and claimed nothing?
My stats are pretty dull,
Total insurance circa (last 9 years policies)£3500,
Total claim exactly £0.
circa -£3500
I know you can do better!
Afternoon Phers
Lets see if we can summon up a PH winner. Who has claimed more then they have paid out? who has paid out thousands and claimed nothing?
My stats are pretty dull,
Total insurance circa (last 9 years policies)£3500,
Total claim exactly £0.
circa -£3500
I know you can do better!
Edited by SoapyShowerBoy on Wednesday 29th April 16:35
over the years:
Paid to insurance companies circa 4k
paid out by insurance companies to 3rd parties, 1 due to an ex who cant see cars waiting for a roundabout, 1 due to me rear ending a tool who pulled out in the fast lane in the pouring rain without indicating as i was about 10ft away and then claiming whiplash even though he was fine to play football against me 2 weeks later.... 9.5k
so im 5.5k up and now they are all of my licence
Paid to insurance companies circa 4k
paid out by insurance companies to 3rd parties, 1 due to an ex who cant see cars waiting for a roundabout, 1 due to me rear ending a tool who pulled out in the fast lane in the pouring rain without indicating as i was about 10ft away and then claiming whiplash even though he was fine to play football against me 2 weeks later.... 9.5k
so im 5.5k up and now they are all of my licence
Dupont666 said:
lady topaz said:
Other half over 15 years paid approx £10,000 pa insurance on business cover. Fire in 2003. Eventually insurance paid around £2,000,000 rebuild costs plus business interruption.
Strangely premium went up to £52,000pa.
bloody hell thats a bit of a hike.Strangely premium went up to £52,000pa.
Around £13,000 paid - over last 17 years.
No claims myself.
A guy in a Golf GTI did take out my first Cerbera though - total cost via his insurace company was nearly £35k !
£20k to repair the Cerb and nearly £15k on rental cars (of equivilent spec to the Cerb) whilst it was fixed in Blackpool (took 8 months
)
No claims myself.
A guy in a Golf GTI did take out my first Cerbera though - total cost via his insurace company was nearly £35k !
£20k to repair the Cerb and nearly £15k on rental cars (of equivilent spec to the Cerb) whilst it was fixed in Blackpool (took 8 months
)benoli said:
MrTom said:
written off by blind van driver
did he have his eyes shut ?mine : in 15yrs of driving
paid in £6000
paid out £5800
i've nearly broken even !
paid approx £15k over last 16 yrs
2 claims - just over a year apart
Boxster hit wet patch on road, decided to plough into barrier coming onto motorway. cost £12000.00
Was insured with £3b grocery company and near end of policy....couple mths later renewal for policy was expensive, so switched insurers.
Year later new insurer was expensive, previous insurer (grocery co) was best price so went back to them, 2 days into insured have a 50-50 claim..Cost approx £6000.00
Total approx 18k
Don't think they will insure me again, quotes always high since then..every little helps
2 claims - just over a year apart
Boxster hit wet patch on road, decided to plough into barrier coming onto motorway. cost £12000.00
Was insured with £3b grocery company and near end of policy....couple mths later renewal for policy was expensive, so switched insurers.
Year later new insurer was expensive, previous insurer (grocery co) was best price so went back to them, 2 days into insured have a 50-50 claim..Cost approx £6000.00
Total approx 18k
Don't think they will insure me again, quotes always high since then..every little helps
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