Verified for Visa
Author
Discussion

Vixpy1

Original Poster:

42,699 posts

293 months

Thursday 14th May 2009
quotequote all
Whos fking idea was this piece of crap?

I'm trying to buy something online but there is no way past the page where I can 'volenteer' to register for another thing that makes purchases more complicated.

Grrrrrrrrrrrr

LHDisbest

17,002 posts

216 months

Thursday 14th May 2009
quotequote all
American Express dear chap. wink

Or a Mastercard. biggrin

Vixpy1

Original Poster:

42,699 posts

293 months

Thursday 14th May 2009
quotequote all
I would use my mastercard but its a company purchase so useing the company debit card is easiest

dustybottoms

512 posts

224 months

Thursday 14th May 2009
quotequote all
Bag of st isn't it!

LHDisbest

17,002 posts

216 months

Thursday 14th May 2009
quotequote all
I will concur that it's hopeless.

Why can't we buy things from shops any more? Bloody Alpine car audio....

Chuffer

1,021 posts

219 months

Thursday 14th May 2009
quotequote all
If you haven't signed up to the service previously, is there not a small link at the lower right hand corner of the 'verified by' pop-up to let you bypass the verified section?

I saw it while purchasing some items before I had signed up.

Maybe it's compulsory now though. confused

Zod

35,295 posts

287 months

Thursday 14th May 2009
quotequote all
LHDisbest said:
American Express dear chap. wink

Or a Mastercard. biggrin
Mastercard has exactly thesame system. That said, it's not difficult to use and it protects you the banks.

randlemarcus

13,646 posts

260 months

Thursday 14th May 2009
quotequote all
And gosh, its so secure as well. Erm, that would be exactly the same information you skimmed from the card, and Charlie's birthday from Facebook. Eeejits.

loafer123

16,670 posts

244 months

Thursday 14th May 2009
quotequote all
That's why I don't use my Barclaycard any more...twunts.

H_Kan

4,942 posts

228 months

Thursday 14th May 2009
quotequote all
The problem I found was I couldn't actually register. Rang up the bank and found they had my details wrong, hence the correct ones didn't match when I was putting them in.

Worked fine since then, but still a pain.

Maybe worth giving the helpline a ring.

Fetchez la vache

5,898 posts

243 months

Thursday 14th May 2009
quotequote all
Unless you have actually enrolled by entering your details, you should be able to skip it, like has been said - needless it'll be a smaller button, but it's not strictly mandatory yet.
Verified by Visa and Mastercard SecureCard are exactly the same thing, just a different name for the service.

I'm not defending it, I think it's a pos too smile

btw though it's marketed to be good news for you the cardholder, in reality its to protect the banks/merchants - if the merchants use it then the liability of any discrepancies moves to the bank rather than the merchants - hence the high take up rate on a service that's not yet mandatory

stigmundfreud

22,454 posts

239 months

Thursday 14th May 2009
quotequote all
jesus they give you a good step towards protecting online purchases and you whinge like a bh with supercharger belt slip hehe

Vixpy1

Original Poster:

42,699 posts

293 months

Thursday 14th May 2009
quotequote all
stigmundfreud said:
jesus they give you a good step towards protecting online purchases and you whinge like a bh with supercharger belt slip hehe
Makes my intake temps rise it does hehe

Psimpson7

1,071 posts

270 months

Thursday 14th May 2009
quotequote all
Yep, its doing my head in too.

I got that a couple of weeks ago, no way round it, joined up, then next time got my password wrong (which i made up the time before) and the damn thing locked me out of using that card.

aaarrrgghhhhhhh

Havent called the bank yet.

Edited by Psimpson7 on Thursday 14th May 23:50

stigmundfreud

22,454 posts

239 months

Thursday 14th May 2009
quotequote all
Vixpy1 said:
stigmundfreud said:
jesus they give you a good step towards protecting online purchases and you whinge like a bh with supercharger belt slip hehe
Makes my intake temps rise it does hehe
bonnet up son, bonnet up

littlegreenfairy

10,134 posts

250 months

Friday 15th May 2009
quotequote all
Psimpson7 said:
Yep, its doing my head in too.

I got that a couple of weeks ago, no way round it, joined up, then next time got my password wrong (which i made up the time before) and the damn thing locked me out of using that card.

aaarrrgghhhhhhh

Havent called the bank yet.

Edited by Psimpson7 on Thursday 14th May 23:50
Ahh you have made a basic error there my grasshopper.

If you don't know your password you just say you haven't verified it yet and set it up again.

How safe is that?!

I have "reset" it many times after getting the password wrong.

Utter waste of time.

Rach*

8,824 posts

245 months

Friday 15th May 2009
quotequote all
I have to reset it every single time, then I still can't rememeber the password because I've changed it again rage

Dogwatch

6,381 posts

251 months

Friday 15th May 2009
quotequote all
Got three Visa cards (two credit, one debit). Signed up for Verified and saved password on Roboform. Next time Verified didn't want to know the saved password so did a new one and all was well. Third time same problems but I know this time I was using a different card.

My conclusion - Visa system looks at each card independently so you need a different password for each card grumpy

A system designed to protect the interests of banks and card issuers rather than the users.

mgrays

189 posts

219 months

Friday 15th May 2009
quotequote all
Ring them up and get it disabled; it never bothers you again.

As said the info is so public knowledge that it is a total waste of time; just a wallpapering of deniablity for the providers.

stigmundfreud

22,454 posts

239 months

Friday 15th May 2009
quotequote all
Expert on card payments? Wall papering how? Its a method used to add an extra step of protection, register with VBV and it helps against online card fraud where someone might have all your details but not your password for VBV.

Its a good thing