Bank Scammed!!!
Discussion
Just took the car for its MOT and it passed first time! Phew!!
went to pay and the card was refused, now i know there was more than enough money in there.
Went to the bank and had a look at the statements, in the last month, i was scammed for over £4500 at places like Novotel, Thames Valley Auto, Southern Ads and another hotel.
The bank are looking into in and i should get the money back in a few days, but right now i have had my card cancelled. Now i can not even get any fuel.
They say all the transactions were done over the internet.
I'd love to get my hands on the f
kers who have taken my hard earned cash!!
rant off!!
went to pay and the card was refused, now i know there was more than enough money in there.
Went to the bank and had a look at the statements, in the last month, i was scammed for over £4500 at places like Novotel, Thames Valley Auto, Southern Ads and another hotel.
The bank are looking into in and i should get the money back in a few days, but right now i have had my card cancelled. Now i can not even get any fuel.
They say all the transactions were done over the internet.
I'd love to get my hands on the f
kers who have taken my hard earned cash!!rant off!!
GKP said:
They haven't taken your cash, they've taken the bank's cash. Big difference.
Actually, they've cloned his card details and emptied his bank account of his hard earned cash, so it's not the banks at all.Certainly won't feel like it was the banks money while the OP has no way of paying for anything either.
i was scammed like this last year , despite me conducting one transaction on the same day in the uk, two transactions were carried out in estonia and the bank did not pick it up.
the bank were fine about refunding me but did take a few weeks for the money to find its way back into my account.
slightly o/t but last year i spent £40k on my card in a month , instead of a few hundred pounds. did the bank contact me re the unusal spending? did they feck
the bank were fine about refunding me but did take a few weeks for the money to find its way back into my account.
slightly o/t but last year i spent £40k on my card in a month , instead of a few hundred pounds. did the bank contact me re the unusal spending? did they feck
Edited by jas xjr on Saturday 15th August 13:53
Simpo Two said:
You only have one card for absolutely everything including cashpoint, and no back-up?
I suppose there's always the old way - write a cheque to yourself (ie 'Pay: Cash') and take it into a branch...?
yep, i only have one card, that way i can only spend what i have but after this, i think its time for a backup card to be sourced I suppose there's always the old way - write a cheque to yourself (ie 'Pay: Cash') and take it into a branch...?
Edited by Simpo Two on Saturday 15th August 13:51
Simpo Two said:
You only have one card for absolutely everything including cashpoint, and no back-up?
Bonkers - I keep 4 cards on the go, one of them is used exclusively for online purchases and has been scammed several times.I did get a warning call from my bank a year or so ago to say it's unwise to keep too much money in our current account as someone could empty it. They opened a deposit account but I forget to use it.
GKP said:
They haven't taken your cash, they've taken the bank's cash. Big difference.
Incorrect, the OP now has an empty bank account. If it were a credit card, then yes, it would be the CC company money taken.Never use your debit card anywhere even the slightest bit dodgy for exactly that reason, always use a credit card.
I got a call from my bank 3 weeks ago. "did you try to withdraw £80 on your credit card last night?"
Needless to say, the answer was no. They'd decided at the time that it looked fraudulent, hadn't let it through, an were calling me to check.
This one was all nice and easy, no money was taken at all, and it showed their fraud prevention worked.
I was rather less amused when they decided my attempt to purchase a Friday night curry from the restaurant we've used 2-3 times a month for the last 5 years was fraudulent, and had me on the phone justifying my existence in front of the whole restaurant!
Needless to say, the answer was no. They'd decided at the time that it looked fraudulent, hadn't let it through, an were calling me to check.
This one was all nice and easy, no money was taken at all, and it showed their fraud prevention worked.
I was rather less amused when they decided my attempt to purchase a Friday night curry from the restaurant we've used 2-3 times a month for the last 5 years was fraudulent, and had me on the phone justifying my existence in front of the whole restaurant!
I think most people have had this happen to them at some point. A few years ago I have a gang of 'Asian chaps' shall we say set up a mobile phone contract with Virgin in my absence. I know this because I called every number on the itemised bill to interrogate them, all were Asian and could speak English one second them couldn't comprehend me when I got started asking questions, all seemed to know each other in some way it seemed and it all pointed back to the very shop where it happened who I googled and phoned on the landline, only to be threatened in no uncertain manner when I pointed out that they had been well and truly rumbled and I knew that it was them.
Virgin weren't interested in my investigation. The po po didn't give a fk either. It was easier for them to write the £80 that they had racked up in 3 days that try and nail the culpricks, the groundwork for while I had already done for them...
What can you do? It certainly isn't me who is being lax with my personal details...
Virgin weren't interested in my investigation. The po po didn't give a f
k either. It was easier for them to write the £80 that they had racked up in 3 days that try and nail the culpricks, the groundwork for while I had already done for them... What can you do? It certainly isn't me who is being lax with my personal details...
Same happened last year. Didn't check our statement for one month and 2 £10.00 phone top ups were withdrawn. I expect this is a tester to see whether they have details needed. Then came the big hits. Airline tickets, ferry tickets to Ireland,car insurance, congestion charge payments in London and then £4000.00 on furniture from a mail order company. In total over £7000.00 [ overdraft before you ask! ]
I managed to trace it to a Nigerian lady in Dublin who waited outside an empty house for furniture to be delivered and then as the truck arrived, met him at the front door to take delivery on the pavement.She then signed for it and loaded it into her ox and cart. [Transit]
Called all of the companies that had accepted payment from her but none were the slightest bit interested.
The bank were great. Statement sent out and highlighted all transactions that weren't mine including the massage parlours and pole dancing venues. Cash back in bank within 5 working days.
Have received letters in the meantime at home, sent to my ebay name so thats where they got the info. Immediately cancelled ebay account and have never used it again since.
I managed to trace it to a Nigerian lady in Dublin who waited outside an empty house for furniture to be delivered and then as the truck arrived, met him at the front door to take delivery on the pavement.She then signed for it and loaded it into her ox and cart. [Transit]
Called all of the companies that had accepted payment from her but none were the slightest bit interested.
The bank were great. Statement sent out and highlighted all transactions that weren't mine including the massage parlours and pole dancing venues. Cash back in bank within 5 working days.
Have received letters in the meantime at home, sent to my ebay name so thats where they got the info. Immediately cancelled ebay account and have never used it again since.
Anyone reading this should setup an experian or Equifax creditwatch/fraud watch account. Oh! and speak to your bank and apply for CFAS account. I had to write to all my mortgage companies and to several banks asking to change and upgrade my security details from the bog standard questions to something more esoteric.
I've had to do all of the above thanks to an evil family member which stopped 90% of his attempts to defraud me of my hard earned money. These days I'm very suspicious of ATM machines, chip n pin pads that don't look right and of waiting staff wandering off with my card to pay the bill. It still amazes me that credit card companies send out fresh cards in standard envelopes which are so easy to open and reseal that it seems to be asking for mischief.
I've had to do all of the above thanks to an evil family member which stopped 90% of his attempts to defraud me of my hard earned money. These days I'm very suspicious of ATM machines, chip n pin pads that don't look right and of waiting staff wandering off with my card to pay the bill. It still amazes me that credit card companies send out fresh cards in standard envelopes which are so easy to open and reseal that it seems to be asking for mischief.
Deva Link said:
Simpo Two said:
You only have one card for absolutely everything including cashpoint, and no back-up?
Bonkers - I keep 4 cards on the go, one of them is used exclusively for online purchases and has been scammed several times.I did get a warning call from my bank a year or so ago to say it's unwise to keep too much money in our current account as someone could empty it. They opened a deposit account but I forget to use it.
Most, in fact all I think, people that I know that have been scammed have been scammed by the details of the card being taken physically. 99 times out of a hundred it happens in a petrol station.
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