How much do you owe?

[t11ner]

I've just been reading the How much could you lay your hands on? thread and I was wondering how much debt people have.

Not including mortgages for houses but including all other personal loans, credit cards monthly payments on HP etc.

Not trying to c0ck wave but I'll start off with zero for myself, is this unusual?

[Penny-lope]

A great big zero here too

[m4tt]

Nothing here either.

[Soovy]

Would be interesting to know as a percentage of GROSS annual income.

[Hammer67]

Yep me too, doodly squat.

[The Riddler]

Nothing, but not exactly got a great credit history.

IF it matters i'm 24 and live with parents, full time job.

[miniman]

Usually a grand or so of overdraft, which is good for me as a couple of years ago it was nearer £20k (although half of that was in the shape of a Chim).

[NerveAgent]

About £8000 student loan if we are counting that.

No 'real' debts though.

[ukwill]

good job you didnt put a poll up - you'd find several posters complaining that it was clearly all lies, and start quoting stats for UK averages as if they were relevant.

[robinhood21]

Nothing. Not a cent and, not a penny either.

[Pulse]

Nothing owing, except the house.

[bigTee]

about 20k!!!

[OnTheOverrun]

t11ner said:

Not trying to c0ck wave but I'll start off with zero for myself, is this unusual?

No, it's not unusual. Lots of people in council houses on benefits are now unable to get credit.

Me - no mortgage, no overdraft, no HP, currently about £750 on a credit card as the cheque hasn't cleared yet.

But, and it's a big but, I am single with no dependents and own a business. It may be harder to be in this position if you have kids and wives and mortgages.

[MartG]

Owe loads - mainly thanks to my divorce

[g4ry13]

Probably about £5k, I forget.

[F93]

Nothing, my mum owes me £140 though...

and I don't even have a job lol... but also no bills....

[Rude-boy]

Not including the mortgage?

£0 in debt which hasn't been set aside in savings before being incurred.

[The Riddler]

thegavster said:

I owe Katy £15
£9k left on student loan.

My friends collectively owe me about £1400 currently

The people you deal drugs to are not your friends..

[lewis_sharman]

Ive got about £500 left on the loan, and owe my Dad about £2k

And at the moment i'm about £300 in my overdraft

[madrob6]

I paid off all my debt with the sale of my car last month but currently have a finance agreement with £60 left to pay which will be over so soon it would be pointless to pay it off early.

So err, my answer is £0.