Wiring money to the USA from a UK bank account?
Wiring money to the USA from a UK bank account?
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mft

Original Poster:

1,752 posts

252 months

Monday 14th December 2009
quotequote all
Man-knowledge required: I need to send a small amount to an account in the USA. I have the bank details (address, account no, ABA no, Swift code) but no idea about how to proceed.

Googling the subject just brings up a range of third-party operators, and I'd rather do it directly from my UK high-street bank if possible.


Anyone got any idea how to achieve this? Can it be done easily?

Silver993tt

9,064 posts

269 months

Monday 14th December 2009
quotequote all
online from your UK bank account?

mft

Original Poster:

1,752 posts

252 months

Monday 14th December 2009
quotequote all
Disappointingly UK-specific - only has options for account number and sort-code.

Justayellowbadge

37,057 posts

272 months

Monday 14th December 2009
quotequote all
You can do it from the branch.

You'll need the IBAN and swift, I believe.

Normally a charge - around 20 quid.

nonuts

15,855 posts

259 months

Monday 14th December 2009
quotequote all
Does anyone know how I can get information about the exchange rates going the other way as I realise I'll most likely not get the headline rate etc?

Would be into a UK barclays account but can't see anything useful from them?

jeff m

4,066 posts

288 months

Monday 14th December 2009
quotequote all
SWIFT BIC
Routing code
Account number
Name and address of the Bank.

The person you are sending to should be able to provide these. Acc no and routing code are on his cheques. The Swift should be a 20 second call to his/her customer service.
Then call your bank telling them you want to make an internatiional transfer they will transfer you to someone who hopefully knows what to do.
A lot easier from a UK bank, trust mesmile

The Swift will take the form of USA0044 or similar.

ETA If you need to pay a certain Dollar amount, send it in Dollars, ie changed in UK. The person will then receive the exact amount(With no US deduction). If you send it in Sterling you may find your payment is lacking due to daily rates.

Edited by jeff m on Monday 14th December 15:31

jimmyjimjim

8,290 posts

268 months

Monday 14th December 2009
quotequote all
You'll have to do it from a branch. Barclays are OK, last time they gave me the business spot rate, which wasn't that far off the headline rate. Takes a few minutes; pop in at lunch time, speak to a customer services bod, hand then the details alll printed out, and let them get on with it.

Depending on what type of account you have, they may not even charge you the 20 quid fee.
IBAN, SWIFT numbers plus US bank account details (preferably including address, etc) and Robert is one of your relatives.

rich1231

17,340 posts

290 months

Monday 14th December 2009
quotequote all
Dont do it through a bank account.. do it through an FX service.

SWIFT Code could be a BIC 8 or 11 if it includes a specific branch code.