Haggle on pet insurance?
Discussion
Generally found what they say goes, no haggling. Usually because the company is underwritten by another company so the people you speak to have no power to compromise!
They also know by changing companies you may lose out esp if any conditions been claimed for (new company will not cover for pre existing/ diagnosed conditions.)
Others may have had more joy though!
They also know by changing companies you may lose out esp if any conditions been claimed for (new company will not cover for pre existing/ diagnosed conditions.)
Others may have had more joy though!
My neighbour haggled with his plastic surgeon, Although they intially suggested that the price was fixed at £3600 he offered them £2800 "and I am walking out right now to get a plane to Budapest". They took it.
I did suggest that a plastic surgeon was the one person I wouldn't play hardball with and to be frank I can't see the op has made a whole lot of diference to his eyebags/lids and he still has an odd healing scar with a small plaster on 6 weeks later. Perhaps there is a lesson in that! Perhaps the surgeon will get his £800 back when he has to have another op in a few years.
I did suggest that a plastic surgeon was the one person I wouldn't play hardball with and to be frank I can't see the op has made a whole lot of diference to his eyebags/lids and he still has an odd healing scar with a small plaster on 6 weeks later. Perhaps there is a lesson in that! Perhaps the surgeon will get his £800 back when he has to have another op in a few years.
Dan_1981 said:
Its for two cats - both only a year old and no conditions at all, infact we've not claimed at all this year.
Currently with Petplan - and the cover seems good but the price hike is a bit off putting.
Have your cats been to vets for any treatments even if not claimed for, new ins co. will ask for this history aswell. If not then should be ok to swap if needed. Just ensure the cover is a decent one if you go for cheaper. Pet plan is what we class as gold standard.Currently with Petplan - and the cover seems good but the price hike is a bit off putting.
Let us know if you successfully haggle with your current co. It's never worked for me but I can't swap due to claims I've made!
becksW said:
Dan_1981 said:
Its for two cats - both only a year old and no conditions at all, infact we've not claimed at all this year.
Currently with Petplan - and the cover seems good but the price hike is a bit off putting.
Have your cats been to vets for any treatments even if not claimed for, new ins co. will ask for this history aswell. If not then should be ok to swap if needed. Just ensure the cover is a decent one if you go for cheaper. Pet plan is what we class as gold standard.Currently with Petplan - and the cover seems good but the price hike is a bit off putting.
Let us know if you successfully haggle with your current co. It's never worked for me but I can't swap due to claims I've made!
Its the covered for life policy we have on them both as well, so the cover is pretty good. Just got a quote from Petplans own website to compare and its actually more expensive than my renewal.
Maybe I shouldn't rock the boat!
Look at the fine print very closely. We have just had to shell out £750 for our Spanials Cruciate Ligamant operation as it was excluded in the smallest of small print on a tiny page.
In truth we have paid thousands only to find this. Not moaning our own fault at not doing enough research on all the medical terms but is a tad annoying.
In truth we have paid thousands only to find this. Not moaning our own fault at not doing enough research on all the medical terms but is a tad annoying.
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