Which dental insurance?

[Captain Answer]

Can anyone recommend me some dental insurance? I will need to have two crowns in the next year, and typically have 2/3 private pieces of work per year due to the the state of my teeth.

Ideally I'd like a policy that covered most of this cost going forwards.

[MacGee]

I think most insurances will require you to have a good oral condition before they start the policy. Makes sense really so no point in expecting them to give out dosh for your crowns.

[TwigtheWonderkid]

You don't want a good insurance company, you want a bad one. Inefficient and hopeless, who might not pick up on insurance fraud, which I think is what, perhaps unknowingly, you are about to ebmark on.

[Flibble]

As said above, if you need treatment you're pretty much going to have to pick up the tab for that yourself. If you want it cheaper see if you can find an NHS dentist.

[Cyder]

I got Denplan through my work which was lucky as the Dentist told me I wouldn't have been allowed to take out private Denplan due to the amount of work I need to have done!

[audi321]

I know a bit about the dental world, and there are 2 main dental insurance providers. Denplan and Practice Plan. Both similar in the way they work where you pay a monthly fee (varying on the type of cover you want) and this monthly fee covers (normally) 2 check ups and hygenist visits per year. Then on top of this, you'll have to pay for treatment. Again, this depends on the level of cover you've gone for, but usually you have to cover the lab fees of the dentist (i.e. if they have to send off for bridges/implants/etc). You may have normal fillings covered with the monthly fee.

However, NHS dentists could be the best route as they often use exactly the same materials as private dentists. However, they will still charge you! Depending on what you're having done the costs vary.

Don't always default to thinking private is best, NHS dentists are often the best route!

[rog007]

Captain Answer said:

Can anyone recommend me some dental insurance?.

Your general taxation that funds the NHS?

[Challo]

We use NDP (National Dental Plan) through work as part of the benifits package. Only used them once but very helpful, and rembursed me very quickly.

[devnull]

rog007 said:

Captain Answer said:

Can anyone recommend me some dental insurance?.

Your general taxation that funds the NHS?

You would think that wouldn't you. Where I live (wales), there are no registration accepting NHS dentists in a 50 mile radius (yes, you read that right). I find it incredible that dentistry has found its way into such a niche that they can privatise like this. I don't want to pay £20 a month for a health plan, I just want a filling.

[prg1]

Where in Wales are you?