Dementia and Care Funding
Discussion
My wife’s dad is suffering from vascular dementia. He isn’t even that old, so pretty unfortunate. He’s being cared for at the moment by his wife and their son in the family home. My wife and her sister regularly go over and help.
His condition is getting worse and sooner or later they will be requiring carers to assist. How does it go in terms of funding? There’s alot of info on the internet but seems quite convoluted. In terms of income assessments, is it only the patient’s income and savings taken into account? He is retired and doesn’t have much savings. The family home is mortgage free. No other assets.
His condition is getting worse and sooner or later they will be requiring carers to assist. How does it go in terms of funding? There’s alot of info on the internet but seems quite convoluted. In terms of income assessments, is it only the patient’s income and savings taken into account? He is retired and doesn’t have much savings. The family home is mortgage free. No other assets.
First of all get power of attourney for him now, so that you can do all financial and health decisions for him as he will deteriorate much faster than you can imagine. Next get social services involved, even at this early stage, they can set up the financial assessment process for him with the local authorities, once thats done the LA will tell him what money he will be entitled to from them. Next call up the Dept of Works and Pensions office and register as soon as possible as he may well be entitled to payments from them, this all helps in the big sceme of things. Get your local area Dementia charity or association involed as they can also help with days out for him to a cafe or to a park, this will help your mother in law and give her a break from the daily chores of caring for him.
I managed to get all this help for my wife when she was diagnosed with Dementia at 60 years old, even though i was working full time, we owned our own house and i had savings. She got enough money from the LA and PIP (Works and Pensions) payments that she could pay for someone to come round to sit with her for three hours per day three times a week, this gave me a break.
Social Services will come around regularly to see how she is getting on and can point you in the righ direction each time, they will find out his health and also the health of your mother in law as she will become the main focal point and I suspect the main carer for your father in law, so her well-being is of the utmost importance.
You will see huge changes in your wife and her family now, you just need to be there to support them at this terrible time, it has an efffect similar to a death in the family, its like grieving but it goes on for much longer that when you grieve for a loved one after death. My wife has been diagnosed over 4 years now and i still suffer, grief, guilt, crying etc, etc. Its a little easier now but it still happens.
Good luck and get stuck into the social services, the LA and Dept of W&P, they will give good advice and hopefully financial help.
I managed to get all this help for my wife when she was diagnosed with Dementia at 60 years old, even though i was working full time, we owned our own house and i had savings. She got enough money from the LA and PIP (Works and Pensions) payments that she could pay for someone to come round to sit with her for three hours per day three times a week, this gave me a break.
Social Services will come around regularly to see how she is getting on and can point you in the righ direction each time, they will find out his health and also the health of your mother in law as she will become the main focal point and I suspect the main carer for your father in law, so her well-being is of the utmost importance.
You will see huge changes in your wife and her family now, you just need to be there to support them at this terrible time, it has an efffect similar to a death in the family, its like grieving but it goes on for much longer that when you grieve for a loved one after death. My wife has been diagnosed over 4 years now and i still suffer, grief, guilt, crying etc, etc. Its a little easier now but it still happens.
Good luck and get stuck into the social services, the LA and Dept of W&P, they will give good advice and hopefully financial help.
The key for me was getting as decent social worker,
when mum was falling, and went in hospital,
the one we got given was more interested in getting out the door to pick her kids up,
I spoke to her boss and got a good one,
the end result is mums more mobile, and in the most fantastic retirement flats youve ever seen,
and the council have got a 3 bed house back to rent out,
so my advise would be,
be all voer your social worker, read between the lines, check out with other parties if what they are telling you is correct,
trust no one, and only tell them what they need to know
when mum was falling, and went in hospital,
the one we got given was more interested in getting out the door to pick her kids up,
I spoke to her boss and got a good one,
the end result is mums more mobile, and in the most fantastic retirement flats youve ever seen,
and the council have got a 3 bed house back to rent out,
so my advise would be,
be all voer your social worker, read between the lines, check out with other parties if what they are telling you is correct,
trust no one, and only tell them what they need to know
AI1694 said:
Thank you for the advice and pointers, I will certainly be relaying back to my wife.
@phumy, I would like to send you a private message if you are ok with that, do I have to add you as a friend first?
I have sent you a message so you should have my email address now, please check your messages.@phumy, I would like to send you a private message if you are ok with that, do I have to add you as a friend first?
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