Bloody Corsas - What's my next step...
Bloody Corsas - What's my next step...
Author
Discussion

chris.mapey

Original Poster:

4,778 posts

298 months

Thursday 6th March 2003
quotequote all
I'm hacked off (and have a stiff neck)

Driving to work this morning - stopped in a line of traffic (A12 southbound to join the A14 near Ipswich - if you're interested)

In rear view mirror I see a young girl driving a Corsa whilst tuning her ICE or texting, etc.. but NOT LOOKING out of the car. Cue panic stop & near miss (est distance <12"). Phew...

Traffic moves off about 200yds, then stops again. Dozy bint doesn't pull away, the lure of the shiny Halfords install / hot date text/ etc is too much! I stop again, but (you can guess where this is going) she doesn't!!!

Large Bang!

Pull over, she's nearly in tears, we exchange details & I go to work (20 mins ,late for meeting!)

My car now sports a scrape on the bumper, misaligned rear exhausts (dual tailpipes) (by the way the car is 6 weeks old with 900 miles) and I get to spend the afternoon in A&E with a stiff neck!

The joy.

My next steps are:

1 - Go and torch her car.

2 - Go and torch her car, and inser her phone in the orifice to cause maximum discomfort, and set the bloody thing to "vibrate only".(But she might enjoy this)

3 - Go and torch the cars of her family & friend (s).

4 - Sue her via "Ambulance Chasers Direct"

What do you PH'ers recommend..?

mybrainhurts

90,809 posts

286 months

Thursday 6th March 2003
quotequote all
"What do you PH'ers recommend..?"

Forget 4

They'll know you're trying it on and your name will get around the insurance companies.

donatien

1,113 posts

289 months

P*Ting

5,618 posts

289 months

Thursday 6th March 2003
quotequote all
I'd recommend options 1-4 inclusive. Just one thing. Make sure you use a solicitor that DOES NOT advertise their ambulance chasing tendancies.

Think of it as a protest vote, but you're still milking a system that will gladly do you over given half a chance.

chris.mapey

Original Poster:

4,778 posts

298 months

Thursday 6th March 2003
quotequote all

mybrainhurts said: "What do you PH'ers recommend..?"

Forget 4

They'll know you're trying it on and your name will get around the insurance companies.


Hmmm. The A&E doctor has diagnosed Whiplash & given painkillers - this is my first RTA, so I am not sure what I should do next?

Not sure about the "milking it" idea, my neck is bloody stiff (& getting stiffer...oooh Matron!), but mostly I am really pi**ed off.

- Rant Over -

Chris

nubbin

6,809 posts

309 months

Thursday 6th March 2003
quotequote all
Make a claim for personal injury - your neck is going to be worse over the weekend - she is a dozy cow who needs a good insurance fright to make her pay attention. Get to your GP to document your injuries, and tell your insurance company you are claming for injuries. Put the resulting cash into your TVR fund! Job done....

chris.mapey

Original Poster:

4,778 posts

298 months

Thursday 6th March 2003
quotequote all

nubbin said: Make a claim for personal injury - your neck is going to be worse over the weekend - she is a dozy cow who needs a good insurance fright to make her pay attention. Get to your GP to document your injuries, and tell your insurance company you are claming for injuries. Put the resulting cash into your TVR fund! Job done....


Cheers Nubbin, sounds like advice!

Chris

mybrainhurts

90,809 posts

286 months

Thursday 6th March 2003
quotequote all
Sorry Chris, read you too quickly and missed your mention of A&E.

However, be prepared for the insurance co to put up resistance. If your damage was only a "scrape on the bumper, misaligned rear exhausts", they're going to know about it and ask questions about why such a minor shunt would lead to injury.

If you're not 100% sure you can convince them, and they deem your claim fraudulent, it could jeopardise any future insurance cover you try to take out.

regmolehusband

4,116 posts

288 months

Thursday 6th March 2003
quotequote all
I'm normally dead against litigation of this sort however when my wife and two sons suffered mild whiplash our insurers actively pursued us to make a claim via their solicitors! I didn't have to go to any ambulance chasing company.

They got a total of around £6000 off the other party's insurance company which will serve to give my lads a nice start to life. Speak to your insurance company perhaps.

rpguk

4,520 posts

315 months

Thursday 27th March 2003
quotequote all
I don't think theres anything wrong with a PI claim so long as its genuine, there are so many people sueing falsly that everyone claiming seems to get tarred with the same brush

minimax

11,985 posts

287 months

Thursday 27th March 2003
quotequote all

rpguk said: I don't think theres anything wrong with a PI claim so long as its genuine, there are so many people sueing falsly that everyone claiming seems to get tarred with the same brush


hear hear

shnozz

30,678 posts

302 months

Thursday 27th March 2003
quotequote all
I am a lawyer

I deal with personal injury cases

I am not a tosser

Ambulance Chasers Direct - they advertise on the box and flog the claims to solicitors who then do the work. Often the same solicitors will be on the panel for ......

Insurers - who sell you a legal expenses policy and if you have a prang they then send it to the same solicitors who do work for ambulance chasers direct. the same solicitors take work off the street if.....

You arrive at the door of solicitors - where they will deal with the claim as if it had come from ambulance chasers direct or your insurers

you get no more compensation regardless of which way you do it - although you will have deductions from your claim if you go via ambulance chasers direct cos they make yet more out of it that way.

if you have a genuine claim, seek compensation.

If you dont, chances are the medical expert will discover that. You are then in the only situation where you would be faced with a bill from your solicitors in a no win, no fee claim; you have provided misleading information.

you could also be reported to the insurers database for fraudulent claims.

you may also be reported to the Director of public prosecutions and find yourself in knee deep.

deltaf

6,806 posts

284 months

Thursday 27th March 2003
quotequote all
Diamond Insurance, for women, by women...because we all know that women ARE better drivers.
Ahem......need to say no more.

chris.mapey

Original Poster:

4,778 posts

298 months

Friday 28th March 2003
quotequote all

deltaf said: Diamond Insurance, for women, by women...because we all know that women ARE better drivers.
Ahem......need to say no more.



LOL - Genius

Captain Muppet

8,540 posts

296 months

Friday 28th March 2003
quotequote all
I hope you got the BIB involved. If she wasn't "driving without due care and attention" then how'd she hit you?