Glad i didn't buy it then!

[mercfunder]

http://www.thesun.co.uk/sol/homepage/news/2911026/...


Following on from a topic a couple of weeks ago re the chrome wrapped mini that they wanted 38000 grand for!!!!!!
seems that if you find someone daft enough to buy it.....they can't insure it!

[Scraggles]

maybe get insurance from bmw ?

[sparkyclarky]

Who'd insure a chrome finish? I think it must have been 'wrapped'? If so, the new owner can unwrap it and then insure it. Having said that, a new chrome wrap for a mini would be less tahn 3 grand - a brand new mini worx with all the bells and whistles is less than 30 grand, so it may add up to 33 grand maximum - so - is it a permanent finish for that price? Hmmm.....

[Leicesterdave]

Yep started that thread a few days ago. I just can't believe someone bought it.
As bad as it is, bit silly they can't get insurance on it!

[CO2000]

Scotchbrite pad for the satin look - sorted!

[Chris_w666]

Does anyone else think the knobber has told the insurance co that it is chrome plated and not vinyl wrapped?

[Daston]

Anyone suprised this is in the Sun?

Retard pays over the top for mini and then darwin steps in and makes sure he can't insure it.

[mat205125]

Chris_w666 said:

Does anyone else think the knobber has told the insurance co that it is chrome plated and not vinyl wrapped?

Does anyone else think that the knobber was told by another knobber that the car was chrome plated, and isn't going to be too happy when he finds out the car isn't a special edition, and he has paid close to £40k for a standard car wrapped in shiny vinyl bacofoil.

Please tell us that someone on here knows the bloke and is gonna keep us up to date with this story as the car ultimately catestrophically depreciates to less than £10k in the next 12 months.

[Denis O]

Does anyone think that a knobber and his money are easily parted

[funster]

mat205125 said:

Chris_w666 said:

Does anyone else think the knobber has told the insurance co that it is chrome plated and not vinyl wrapped?

Does anyone else think that the knobber was told by another knobber that the car was chrome plated, and isn't going to be too happy when he finds out the car isn't a special edition, and he has paid close to £40k for a standard car wrapped in shiny vinyl bacofoil.

Please tell us that someone on here knows the bloke and is gonna keep us up to date with this story as the car ultimately catestrophically depreciates to less than £10k in the next 12 months.

And that's where you have the problem. My firm looks after unusual/very unusual motor insurance on a daiy basis and can't see the chrome being the excluding factor (it's hardly the only one, look at the s/cars spotted thread) - however, specialists often go for agreed value, and as such no underwriter in their right mind could ever put an agreed value within a million miles of £38k.

I can imagine the phonecall-
Owner: "Hello, can I insure my Mini with you please?"
U/writer: "Of course sir, what do you feel the value is?"
Owner: "£35-40k"
U/writer: "Sorry sir, there seems to be a bad line, can you repeat that?"

...Moments later they agree to disagree, the underwriters judgement is further confirmed when the guy then sells the story of his uninsured car to The Sun.

[bazking69]

Did the buffoon not think about getting a quote BEFORE he paid well over the odds for a Mini Cooper S....

Seriously, we live in a world full of utter stupidity when people can't use the three brain cells they do have to check things before they commit, then want to sell their story to crappy papers in a vain bid to get sympathy?

[Mag1calTrev0r]

I wonder if he's told the insurance company that it's colour is "Chrome" and it really is Chrome Plated?

Surely the car is, say, Red. And then in the list of modifications 'Vinyl Wrap'?

[Rawwr]

Spazmo said:

"If you look at the body you see your reflection perfectly."

Retard discovers one property of chrome.

[pilchardthecat]

Nob Head said:

I've been left with the world's most expensive mirror

I think that was obvious to all the other people who saw it..... and didn't buy it

[pilchardthecat]

Rawwr said:

Spazmo said:

"If you look at the body you see your reflection perfectly."

Retard discovers one property of chrome.

I would have thought this would be the reason it can't be insured, and actually why it shouldn't be allowed on the road. Quite dangerous and confusing at night for example with various lights reflected on it

[BigS]

bazking69 said:

Did the buffoon not think about getting a quote BEFORE he paid well over the odds for a Mini Cooper S....

Seriously, we live in a world full of utter stupidity when people can't use the three brain cells they do have to check things before they commit, then want to sell their story to crappy papers in a vain bid to get sympathy?

I would imagine his thought process went along the lines of
"Ugg, me like shiny thing, me want"

[Garlick]

at the comments on here! You can imagine his face when it peels off to reveal flat red paint.

[SmoothRB]

I need to buy some minis, wrap them in chrome vinyl, then sell them for inflated prices to rich idiots!

[BigS]

Garlick said:

at the comments on here! You can imagine his face when it peels off to reveal flat red paint.

At which point there'll be a 2nd article in the Sun about him sueing the dealer and BMW then

[Negative Creep]

how can you afford to buy that yet not be able to pay for the insurance?