Insurance recommendation required

[Diablos-666]

Hi guys / gals,

My insurance is up next month and i need some suggestions.

I'll start off by giving you my details.

25
Driving 1 year, but as a named driver so only have 1NCB if I stay with Admiral which I don't really want to do.
No points

Car
04 Focus RS
Garaged
only 6k miles pa
Value £11,500

I've checked a few comparisson websites and the cheapest is about £1,000 but with £3k excess, dont really want to go down that route.

If i stayed with Admiral then it will be £1,700 with £600 excess. That is a little bit more than i would like to pay plus i really really dont like Admiral.

So can anyone suggest a specialised insurance company?

I tried A Plan and got quoted... £4,000

I would also idearly like an agreed value for the car incase the worst were to happen and european cover, but i dont want to be raped for the priviledge.

I think im resigned to staying with Admiral, for at least another year

Thanks

[rossmarkham]

Sadly you're probably right. Insurance, as you might have noticed, has gone through the stratosphere of late. I ended up with Admiral...from my investigations, it seemed to be the least worst of the bunch.

Just make sure they don't stiff you with the monthly repayment option which seems to add a huge hike in the price. I was quoted seven hundred odd with the monthly repayment option but when the chap at the other end (who was rattling through his spiel at a 100 mph) got to the price he quoted me over a grand! Needless to say I stopped him there for a quiet word...

Cheeky bds

[seismic22]

Hi there, what issues have you had with admiral, i have been with them for two years, each years hunting extensively for the best deal. Cheapest and had no issues. Im probs about to sign up with them again. Maybe try a more specialist insurer for more performance cars?

[Diablos-666]

I know they knock you something rotten when you do monthly payments, i save £200 every month throughout the year so i can pay it off in one lump sum.

I dont really like doing it that way though, if you do claim and want to cancel your policy after they wont give you a rebate. If you paid monthly then you could just stop the payments. They really are robbing bs

They done me in last year, they gave me a quote of which i accepted and paid for upfront. They then call to say that there was a mistake and that i owe them a further £500.
Obviously i didnt like it but what could i do? They said they would wait for the money (i needed to wait for payday). They just took the money out of my account without my permission just before a bank holiday weekend. I was skint. I tried calling to get the monet back but was told it would take 2 weeks!!!

I do not trust them one bit and really dont want to stay with them, but i really dont have much choice.

I was hoping i could take out some classic car insurance but dont think my car is old enough?

[lost in espace]

Remember www.quidco.com and moneysavingexperts guide to insurance on the front page.

[Diablos-666]

Just a follow up from me previous post earlier...

looks like i might of had a right touch.

A mate of mine who works for an insurance broker has managed to get a quote to me for £1,370 with £600 excess and euro cover!

Much better than Admiral, thats made my day

[nsmith1180]

Flux with the PH discount??