commuting

[Mr Gear]

Why not ask the insurance company direct?

[Gizmo!]

mikju316 said:

you don’t have to tell an insurance of speeding tickets until renewal this was told to me by my last insurers as I phoned them up and told they noted it and said it doesn’t matter until renewal as the fact were correct when the policy was taken out

This is wrong.

Your driving record is a material fact that is relevant to their evaluation of "you" as an insured risk: in the same way as changing your address would be.