What would you get?
Discussion
Need a bit of advice deciding what my options are. I'm 25, got 9 points on my licence (had a bad 'don't give a cr*p' spell last year after 7 clean years 
) but I fancy a fun car, maybe up to £15k.
I was going to wait until the points come off (I'll be 27 then) and then get something a bit crazy but the itch is getting itchier!!
Any ideas of things that are fun yet not too bad on the insurance? M5 might be do-able, Cerbera is £3.5k, s2000 £2.5k...
Or should I just get a cheap cheap shed to build up my no-claims until the points come off? I was ready to buy a Fiat 126 bis as confused.com quoted me £133 - bought car etc everything great until I happened to mention to the ins. company that I wanted it to build up my no claims, "oh its a classic car policy so you don't build up any no claims on it!!"
Cheers
) but I fancy a fun car, maybe up to £15k. I was going to wait until the points come off (I'll be 27 then) and then get something a bit crazy but the itch is getting itchier!!
Any ideas of things that are fun yet not too bad on the insurance? M5 might be do-able, Cerbera is £3.5k, s2000 £2.5k...
Or should I just get a cheap cheap shed to build up my no-claims until the points come off? I was ready to buy a Fiat 126 bis as confused.com quoted me £133 - bought car etc everything great until I happened to mention to the ins. company that I wanted it to build up my no claims, "oh its a classic car policy so you don't build up any no claims on it!!"
Cheers
Forgive me as this is becoming somewhat of a Cliche...
an MX-5.
They are great fun to drive (I certainly have a giggle in mine), will hustle along when you want to, but more important, you can have a lot of fun driving well within the speed limits, which is probably rather important to you!
an MX-5.
They are great fun to drive (I certainly have a giggle in mine), will hustle along when you want to, but more important, you can have a lot of fun driving well within the speed limits, which is probably rather important to you!
Seany88 said:
But its just not my style! 
Any other options? What are caterhams like on insurance?
Caterhams are really cheap on insurance :-) Elises aren't too bad either. Believe me, even if you don't go for one of the faster versions of either, they're both far more satisfying for most drivers than a bigger powerful car.Any other options? What are caterhams like on insurance?
Edited by RobM77 on Saturday 8th May 09:00
Personally I'd wait for something quick. 1 more strike and you are out. I'd remove the temptation myself if you value the freedom and convenience that a driving licence gives you.
Also, they may come off your licence in 2 years, but you'll be declaring them on your insurance until you are 29.
Also, they may come off your licence in 2 years, but you'll be declaring them on your insurance until you are 29.
Edited by bazking69 on Saturday 8th May 09:10
Edited by bazking69 on Saturday 8th May 09:09
bazking69 said:
Personally I'd wait for something quick. 1 more strike and you are out. I'd remove the temptation myself if you value the freedom and convenience that a driving licence gives you.
Also, they may come off your licence in 2 years, but you'll be declaring them on your insurance until you are 29.
Don't some companies just ask if you've had any convictions in the past 3 years?Also, they may come off your licence in 2 years, but you'll be declaring them on your insurance until you are 29.
Edited by bazking69 on Saturday 8th May 09:10
Edited by bazking69 on Saturday 8th May 09:09
I would wait a bit and get the insruance down to something more sensible - that a lot of money you will blow in a couple of years otherwise.
try something slower but still fun - as suggested.
Also - without being rude- perhaps invest some £s in an advanced driving course or two. Might improve your observation. more points now and you are F8cked
I think most do ask about convictions in the last 5 years - alghouth I don't know how they weight things.
try something slower but still fun - as suggested.
Also - without being rude- perhaps invest some £s in an advanced driving course or two. Might improve your observation. more points now and you are F8cked
I think most do ask about convictions in the last 5 years - alghouth I don't know how they weight things.
Edited by balls-out on Monday 10th May 12:01
do you:
a) do a small mileage
b) only use the car for SDP with no business
c) have a drive or garage.
If you can answer yes to all 3 I'd recommend a classic insurance policy and go for something older.
I have an E34 M5 and a camaro on classic pols and it saves me a fortune.
Whilst its not everybody's choice, I recommend that later as loads of sideways fun for few pennies.
At your budget you could do a shed (for NCB) and a caterham for the weekends.
a) do a small mileage
b) only use the car for SDP with no business
c) have a drive or garage.
If you can answer yes to all 3 I'd recommend a classic insurance policy and go for something older.
I have an E34 M5 and a camaro on classic pols and it saves me a fortune.
Whilst its not everybody's choice, I recommend that later as loads of sideways fun for few pennies.
At your budget you could do a shed (for NCB) and a caterham for the weekends.
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