Insurance advice
Discussion
My car renewal comes up for renewal on the 21st May. Not only has it gone up by £200 (almost doubled), despite an extra 1 years NCB and no other change (money grabbing SOABs) but i am in a bit of a sticky situation with renewing it.
Long story short I finish uni on 21st May, and leave in mid July to move down to London where i will start working from Sept 1st. I will also have a considerably different car (1.1 saxo -> new 2.2HDi Citroen C5).
So what options do i have? I can start my insurance as usual on 21st may with my Saxo, but then when i change my car start of july I'll have to adjust it with the insurers (being charged in the process, bunch of untrained thieves), then when I leave Uni, adjust it with insurers (being charged again, emotionless bsdtards) again, and finally when I start my job 1st September, change it again with the insurers (again, being charged...sodding f
king creatures).
Each of these changes will likely cost me £25-£55 (based on changing cars & accommodation in the past) which im a bit unhappy about paying, especially as they have doubled my price this year for who knows what reason.
Can anyone think of anything I can do to sort this out? Best I can think of is starting insurance on car, cancelling it before the 2 week cooling off period runs out (legality?) as hopefully ill have/be borderline getting a new car then and can at least knock off one lot of charges.
cheers guys
Long story short I finish uni on 21st May, and leave in mid July to move down to London where i will start working from Sept 1st. I will also have a considerably different car (1.1 saxo -> new 2.2HDi Citroen C5).
So what options do i have? I can start my insurance as usual on 21st may with my Saxo, but then when i change my car start of july I'll have to adjust it with the insurers (being charged in the process, bunch of untrained thieves), then when I leave Uni, adjust it with insurers (being charged again, emotionless bsdtards) again, and finally when I start my job 1st September, change it again with the insurers (again, being charged...sodding f
king creatures).Each of these changes will likely cost me £25-£55 (based on changing cars & accommodation in the past) which im a bit unhappy about paying, especially as they have doubled my price this year for who knows what reason.
Can anyone think of anything I can do to sort this out? Best I can think of is starting insurance on car, cancelling it before the 2 week cooling off period runs out (legality?) as hopefully ill have/be borderline getting a new car then and can at least knock off one lot of charges.
cheers guys
Im going to call my current insurers, but am still looking for a cheaper quote, therefore im not sure who ill be with next.
I was in a similar situation a couple of years ago when they (More Than, current insurers) charged me £55 to change my car from one saxo 1.1 to another saxo 1.1, despite the only difference being 10k less miles & a different colour. I did this 3 weeks after the policy started & they told me I had no other choice. I get the feeling there gunna tell me the same this time around.
£350 -> £520, that's an expensive extra years NCB, ugh
I was in a similar situation a couple of years ago when they (More Than, current insurers) charged me £55 to change my car from one saxo 1.1 to another saxo 1.1, despite the only difference being 10k less miles & a different colour. I did this 3 weeks after the policy started & they told me I had no other choice. I get the feeling there gunna tell me the same this time around.
£350 -> £520, that's an expensive extra years NCB, ugh
Edited by Andehh on Friday 14th May 10:12
Andehh said:
My car renewal comes up for renewal on the 21st May. Not only has it gone up by £200 (almost doubled), despite an extra 1 years NCB and no other change (money grabbing SOABs) but i am in a bit of a sticky situation with renewing it.
Long story short I finish uni on 21st May, and leave in mid July to move down to London where i will start working from Sept 1st. I will also have a considerably different car (1.1 saxo -> new 2.2HDi Citroen C5).
So what options do i have? I can start my insurance as usual on 21st may with my Saxo, but then when i change my car start of july I'll have to adjust it with the insurers (being charged in the process, bunch of untrained thieves), then when I leave Uni, adjust it with insurers (being charged again, emotionless bsdtards) again, and finally when I start my job 1st September, change it again with the insurers (again, being charged...sodding fking creatures).
Each of these changes will likely cost me £25-£55 (based on changing cars & accommodation in the past) which im a bit unhappy about paying, especially as they have doubled my price this year for who knows what reason.
Can anyone think of anything I can do to sort this out? Best I can think of is starting insurance on car, cancelling it before the 2 week cooling off period runs out (legality?) as hopefully ill have/be borderline getting a new car then and can at least knock off one lot of charges.
cheers guys
You have of course shopped around for a cheaper quote?Long story short I finish uni on 21st May, and leave in mid July to move down to London where i will start working from Sept 1st. I will also have a considerably different car (1.1 saxo -> new 2.2HDi Citroen C5).
So what options do i have? I can start my insurance as usual on 21st may with my Saxo, but then when i change my car start of july I'll have to adjust it with the insurers (being charged in the process, bunch of untrained thieves), then when I leave Uni, adjust it with insurers (being charged again, emotionless bsdtards) again, and finally when I start my job 1st September, change it again with the insurers (again, being charged...sodding f
king creatures).Each of these changes will likely cost me £25-£55 (based on changing cars & accommodation in the past) which im a bit unhappy about paying, especially as they have doubled my price this year for who knows what reason.
Can anyone think of anything I can do to sort this out? Best I can think of is starting insurance on car, cancelling it before the 2 week cooling off period runs out (legality?) as hopefully ill have/be borderline getting a new car then and can at least knock off one lot of charges.
cheers guys
I have found a quote of around £375 for what im paying now, however if/when i got my new car, they would charge me £1400 for it.
What are the legalities/costs of taking out insurance & cancelling it within the 2 week cooling off period? I know morally its considerably questionable, but I am hardly feeling generous to insurers atm.
What are the legalities/costs of taking out insurance & cancelling it within the 2 week cooling off period? I know morally its considerably questionable, but I am hardly feeling generous to insurers atm.
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