No claims and named driver

[lord-of-creation]

My mum was borrowing my car today as hers was in for a service. On her way down to town, she went in to the back of someone. The damaged done means it is going to be an insurance job.

What I'm wanting to know is how this is going to affect my no claims bonus. I'm the policy holder and she is a named driver on it. Does this cause me to lose my no claims or will she lose hers (she is with a different insurance company but again just a named driver with my dad being the policy holder)

[GreigM]

you lose yours - she doesn't lose her "bonus", but does have to declare it - you're both fooked for 3-5 yrs

[Reload]

Is your NCB protected?

[lord-of-creation]

Reload said:

Is your NCB protected?

No, I only had one year so it isn't a huge deal i suppose

[GreigM]

lord-of-creation said:

Reload said:

Is your NCB protected?

No, I only had one year so it isn't a huge deal i suppose

will still have to declare it for many years....get some quotes with a claim on your record - could be a big deal....