Swift Cover direct vs broker

[cramorra]

which is A plan and comes up with AVIVA
730 vs 480
on paper the same but online only vs personalized service (at least sort of...)
Other policy details the same (difference in excess 750 vs 250 which does not bother me...)
Lot of money
Car is Group 19 (CLS 500)

Pros and cons
Is the difference worth the money (if you claim obvioulsy because ow there will be none...)
Thanks

[LS6wetdream]

i have read some say that swiftcover allow the use of second hand parts when fixing them, haven't looked into it, but im with swiftcover

[Tom H]

Not only second hand parts but no if you want to go to a main dealer then you will have to pay the difference!! (I believe it's quite common with direct insurers)

Oh and you can speak to someone without taking out a mortgage as premium rate phone lines for swift

Many reasons but personal choice at the end of the day, me I'm with a broker