New drivers as named drivers on high performance cars

[braddo]

Does anyone have any experiences to share about whether insurance companies are likely to add newly qualified drivers as named drivers on a car with a high insurance rating?

I realise a new driver would normally get caned if trying to insure anything over group 15 insurance, for example. I'm looking to buy a car in insurance group 19 and when my wife (in her 30s) gets her licence the intention is to add her to my policy so that she can drive it occasionally (and she won't have her own car/policy).

Thanks

[ArtVandelay]

braddo said:

Does anyone have any experiences to share about whether insurance companies are likely to add newly qualified drivers as named drivers on a car with a high insurance rating?

I realise a new driver would normally get caned if trying to insure anything over group 15 insurance, for example. I'm looking to buy a car in insurance group 19 and when my wife (in her 30s) gets her licence the intention is to add her to my policy so that she can drive it occasionally (and she won't have her own car/policy).

Thanks

I was about to ridicule the idea when I realised that your wife was in her 30's. The fact that she's a woman, mature and your spouse should all work in your favour to keep the premium low but I've no idea of cost.

[Ry_B]

As she's around 30 and a woman you stand more of a chance than a 17 year old male on a hot hatch...I thought this thread was going to turn into a fronting rant

[BigRuss]

Adding my wife to my policy lowered the cost, even though she still only has a provisional.

That was on a group 17 car.

[russy01]

BigRuss said:

Adding my wife to my policy lowered the cost, even though she still only has a provisional.

That was on a group 17 car.

thats just an insult

[braddo]

BigRuss said:

Adding my wife to my policy lowered the cost, even though she still only has a provisional.

That was on a group 17 car.

There's hope for me yet!

[ArtVandelay]

BigRuss said:

Adding my wife to my policy lowered the cost, even though she still only has a provisional.

That was on a group 17 car.

It might go up when she passes though, odd as it may seem, as she'll be seen to be driving the car unaccompanied and more often.

[ZOLLAR]

ArtVandelay said:

BigRuss said:

Adding my wife to my policy lowered the cost, even though she still only has a provisional.

That was on a group 17 car.

It might go up when she passes though, odd as it may seem, as she'll be seen to be driving the car unaccompanied and more often.

+1
There is likely to be an increase also as sometimes a driver who is older but only just passed shows a lack of confidence in driving (i know there may be other reasons why they havent taken the test but this is one of them)
You should be fine i doubt you'll see a huge increase.

[Quinten]

Was in a similar position like you over 2 years ago, and if nothing has changed, forget about it. Even now she's had her license for over 2 years still adds a hefty 'premium' on top of my policy.

But then again, insurance companies don't make sense, from one person to another, so you may be lucky

[onedsla]

Me on group 17 car. Current premium ~£500

Add wife (12 years US licence, no UK licence) = £1200 (different provider)

If wife takes & passes UK test, back to original provider for ~£600.

There seems to be a cut off right at group 17 - I looked into a short term cover policy for her (both as US driver and UK provisional) but most would only consider vehicles of group 16 and below.

It's easy enough to have a play around with the comparison sites and see what difference it makes.