Insurance declarations

[mrmarcus]

Insurance papers came today and there are a couple of errors on the statment of details even though I told them them how it was when we were going through the details on the phone earlier this week.

1. They have me down as married when I am single. How much a difference does that make?
2. I told them there were non original alloy wheels on the car when I bought it. She asked whats the value and I said I had no idea. They have put for modifications - None.

Maybe I am cynical but I wonder if I call them and let them know they`l look for more money and then I either pay up or cancel and they take x amount cancellation fees so its a win win situation for them (i.e. scam). Are they that sneeky?

Tempted not to call them as conversations on phone all recorded now arnt they so if it ever became a problem the recording would back me up or do these recordings go "missing" sometimes.

Relevent declerations or not?

While im at it.. Is a roll bar & tonneau cover on a pick up bed worthy of mention just out of interest?

[soad]

I'd tell them to correct their errors.

I'm sure single status works out more expensive as opposed to couple/married due to higher risk or something. Do they check these come pay out time? I don't know.

Good advice on a similar thread:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Edited by soad on Friday 2nd July 21:07