Temporary Insurance for an 18 year old?
Discussion
Hi guys, I'm going away camping with some friends at the end of the month. I have a 206 GTi 180 which is fine for me really, but it only has 4 seats including mine, isn't exactly spacious in the back and the luggage space is somewhat limited.
Now what I thought about doing was getting added onto my mum's policy with her 9-5 estate for a week or so. So she phoned up her insurers and was told you had to be at least 25, so that plan came crashing down.
I then tried to phone my company (Admiral), and get another car temporarily insured in my policy. This seemed to be going well until we got to the point about her car already being insured and you the fact can't insure the same car with 2 different policies.
Am I just stuck with the 206 for the trip, or is there a way around this? Any help is greatly appreciated.
Thanks
Now what I thought about doing was getting added onto my mum's policy with her 9-5 estate for a week or so. So she phoned up her insurers and was told you had to be at least 25, so that plan came crashing down.
I then tried to phone my company (Admiral), and get another car temporarily insured in my policy. This seemed to be going well until we got to the point about her car already being insured and you the fact can't insure the same car with 2 different policies.
Am I just stuck with the 206 for the trip, or is there a way around this? Any help is greatly appreciated.
Thanks
Out of interest, is this following option illegal?
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
itz_baseline said:
Out of interest, is this following option illegal?
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
i don't see why not...Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
itz_baseline said:
Out of interest, is this following option illegal?
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
Yes it's 100% legal... but the admin fees aren't quite what you think. Most don't give any firm figures, which means they could refund 50% of the outstanding policy - this sounds ok until you realise if your 18 your insurance is going to be at least a grand so your going to be looking at at least £500 for the weekend! Read the smallprint carefully, and have them confirm exactly what their policy is!Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
I needed to get my Dad's car home when he went to hospital, and i'd just changed insurers so no DOC and being 18 every temporary insurer said no
Jakg said:
itz_baseline said:
Out of interest, is this following option illegal?
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
Yes it's 100% legal... but the admin fees aren't quite what you think. Most don't give any firm figures, which means they could refund 50% of the outstanding policy - this sounds ok until you realise if your 18 your insurance is going to be at least a grand so your going to be looking at at least £500 for the weekend! Read the smallprint carefully, and have them confirm exactly what their policy is!Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
I needed to get my Dad's car home when he went to hospital, and i'd just changed insurers so no DOC and being 18 every temporary insurer said no
AMST09 said:
Jakg said:
itz_baseline said:
Out of interest, is this following option illegal?
Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
Yes it's 100% legal... but the admin fees aren't quite what you think. Most don't give any firm figures, which means they could refund 50% of the outstanding policy - this sounds ok until you realise if your 18 your insurance is going to be at least a grand so your going to be looking at at least £500 for the weekend! Read the smallprint carefully, and have them confirm exactly what their policy is!Get full insurance and don't worry if it's expensive, go on your hols and drive as many miles as you want. Assuming you don't crash you have the first 14 days of a policy (known as a cooling off period) to cancel the insurance. You'll get a full refund minus a few quid for admin. If you do happen to crash or get stopped you are fully insured.
I'm not condoning this ^^^^ but wondered if it's illegal? If it is, how do they prove if you've been driving it?
I'd never do this myself of course, but always wondered if you could do it.
I needed to get my Dad's car home when he went to hospital, and i'd just changed insurers so no DOC and being 18 every temporary insurer said no
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