MOT FOR A CAT-D

[richardofengland]

Hi

Boys runabout has been written off, not his fault so his insurers are not paying, body panel damage - wing and door in the main

insurers have offered him 1000 plus the car for approx 250 and it would be a CAT D OR 1250 cash

He has a couple of days to decide before the hire car goes back and it is a pain in the butt to find a reasonable replacement, having spent a few quid on keeping his well maintained.


Questions: does a CAT D require a new MOT - would his insurance be ok ( ie, not pay extra mid policy for a CAT D ) and any general thoughts

thanks

Edited by richardofengland on Tuesday 3rd August 20:41

Edited by richardofengland on Tuesday 3rd August 20:47

[Petrolhead_Rich]

what is the car, age, mileage??

[richardofengland]

Petrolhead_Rich said:

what is the car, age, mileage??

Fiat punto

Y reg

70000 aprox

[MondeoMan1981]

Likely to be more expensive to insure as if its in another accident then the lowered value means in increased chance of full payout write off....

[Petrolhead_Rich]

richardofengland said:

Petrolhead_Rich said:

what is the car, age, mileage??

Fiat punto

Y reg

70000 aprox

Go buy another one, spend a day swapping all the new bits onto the new motor if you really want to, hand over the old bent motor.

£1250 should buy you a very nice punto, perhaps with less miles:

NEW SHAPE - http://www.autotrader.co.uk/classified/advert/2010...
http://www.autotrader.co.uk/classified/advert/2010...
http://www.autotrader.co.uk/classified/advert/2010...
http://www.autotrader.co.uk/classified/advert/2010...
http://www.autotrader.co.uk/classified/advert/2010...
http://www.autotrader.co.uk/classified/advert/2010...

surely better than a CAT-D write off + cost of repair??