Has Car Insurance gone up???
Has Car Insurance gone up???
Author
Discussion

Petrolhead_Rich

Original Poster:

4,659 posts

221 months

Wednesday 11th August 2010
quotequote all
right, its renewal time for me.. (Daylight robbery if you ask me!)

Currently with Bell @ £1500/year
renewal this time with bell is £1950

Just done the moneysupermarket run:
Cheapest: £1990
most expensive: £8245

This is an increase from last year (despite a years no claims now earned!), and seems a little crazy for a £1600 car! frown

Anyone found that their insurance is more expensive this year??

itsnotarace

4,685 posts

238 months

Wednesday 11th August 2010
quotequote all
Mine went down, from £252 to £240 fully comp

oOTomOo

594 posts

220 months

Wednesday 11th August 2010
quotequote all
I was with Privilege, £900 odd last year, renewal at £1500 this year - with 3 years NCB

Cheapest other quote I had was £800.

So I'm getting a new car that should cost ~ £500 to insure... and be a bit less thirsty.

AlphaMikeFoxtrot

5,620 posts

244 months

Wednesday 11th August 2010
quotequote all
Petrolhead_Rich said:
right, its renewal time for me.. (Daylight robbery if you ask me!)

Currently with Bell @ £1500/year
renewal this time with bell is £1950

Just done the moneysupermarket run:
Cheapest: £1990
most expensive: £8245

This is an increase from last year (despite a years no claims now earned!), and seems a little crazy for a £1600 car! frown

Anyone found that their insurance is more expensive this year??
Yes rates across the board have increase massively over the last year.

Too many claims going on unfortunately, and insurers need to top-up the claims pot, so rates increase.

Petrolhead_Rich

Original Poster:

4,659 posts

221 months

Wednesday 11th August 2010
quotequote all
itsnotarace said:
Mine went down, from £252 to £240 fully comp
Was that a month?? furious No, of course not, your probably just over 25!!! furious

Matt_N

9,035 posts

231 months

Wednesday 11th August 2010
quotequote all
Mods, bin him...again!

This comes up every week in GG.

Steamer

14,183 posts

242 months

Wednesday 11th August 2010
quotequote all
yes

Last year £285 fully comp

This year - best quote so far £440 with a £600 Excess...

...and none of my details have changed, with full 'no claims' or convictions.

I used to pay that on hot hatches back in my 20's!!! I wouldnt mind if I was still that age.

tossbag

1,590 posts

235 months

Wednesday 11th August 2010
quotequote all
Comeback thread of the year right here folks.

andyjo1982

5,207 posts

239 months

Wednesday 11th August 2010
quotequote all
How old are you? What town/area do you live in? What car? Any no claims bonus? Any calims/convictions in last 5 years? What cover?

Eta, think it showed in the sun its gone up around 10% ish...

Edited by andyjo1982 on Wednesday 11th August 14:40

Petrolhead_Rich

Original Poster:

4,659 posts

221 months

Wednesday 11th August 2010
quotequote all
Matt_N said:
Mods, bin him...again!

This comes up every week in GG.
Searched using the only PH search tool available:
http://www.google.co.uk/search?q=car+insurance&amp...

I'm not looking to insure my girlfriends car/porsche/TVR/Kit car/track day etc

I'm asking if anyone has noticed an increase in insurance since last year!!

andyjo1982 said:
How old are you? What town/area do you live in? What car? Any no claims bonus? Any calims/convictions in last 5 years? What cover?

Eta, think it showed in the sun its gone up around 10% ish...
How old are you?
23

What town/area do you live in?
Selby (York Postcode)

What car?
1999 Audi A4 2.8

Any no claims bonus? 1 year (I'm still trying to get the second year from direct line and have been trying for a year now!), but this only drops it £200!

Any calims/convictions in last 5 years?
SP50 in december 2005
SP30 in July 2007
@Fault Accident in 2008
non fault accident in 2008
non fault accident in 2009

What cover?
Fully Comp inc Class 1 Business Use for 15,000 per year


E36GUY

5,907 posts

247 months

Wednesday 11th August 2010
quotequote all
Definitely seems to have gone up generally. I am insuring for £495 with Admiral after much hunting. Next was Elephant (current insurer) for £507. Next best was over £1100!!

And I'm 34, it's only a 2003 BMW530D and it's garaged in a little village in Hertfordshire. Not exactly the riskiest proposition in the world!

raf_gti

4,253 posts

235 months

Wednesday 11th August 2010
quotequote all
Petrolhead_Rich said:
Matt_N said:
Mods, bin him...again!

This comes up every week in GG.
Searched using the only PH search tool available:
http://www.google.co.uk/search?q=car+insurance&amp...

I'm not looking to insure my girlfriends car/porsche/TVR/Kit car/track day etc

I'm asking if anyone has noticed an increase in insurance since last year!!

andyjo1982 said:
How old are you? What town/area do you live in? What car? Any no claims bonus? Any calims/convictions in last 5 years? What cover?

Eta, think it showed in the sun its gone up around 10% ish...
How old are you?
23

What town/area do you live in?
Selby (York Postcode)

What car?
1999 Audi A4 2.8

Any no claims bonus? 1 year (I'm still trying to get the second year from direct line and have been trying for a year now!), but this only drops it £200!

Any calims/convictions in last 5 years?
SP50 in december 2005
SP30 in July 2007
@Fault Accident in 2008
non fault accident in 2008
non fault accident in 2009

What cover?
Fully Comp inc Class 1 Business Use for 15,000 per year
That's quite a list there!

I had an :fault acident when I was 20 or so, I'd say it took a good five years before my premuiums became 'normal'.

Matt_N

9,035 posts

231 months

Wednesday 11th August 2010
quotequote all
Petrolhead_Rich said:
Matt_N said:
Mods, bin him...again!

This comes up every week in GG.
Searched using the only PH search tool available:
http://www.google.co.uk/search?q=car+insurance&amp...

I'm not looking to insure my girlfriends car/porsche/TVR/Kit car/track day etc

I'm asking if anyone has noticed an increase in insurance since last year!!
Yes, the exact same question that is posted at least once a week in general gassing.

anonymous-user

83 months

Wednesday 11th August 2010
quotequote all
On My ST that is garaged, insured for 4K miles PA it went UP £100. For my Mk1 that sits on a drive, is insured for business use, is insured for commuting to a permanent place of work, 10K miles PA it went down £40. Same company.

andyjo1982

5,207 posts

239 months

Wednesday 11th August 2010
quotequote all
Petrolhead_Rich said:
right, its renewal time for me.. (Daylight robbery if you ask me!)

Currently with Bell @ £1500/year
renewal this time with bell is £1950

Just done the moneysupermarket run:
Cheapest: £1990
most expensive: £8245

This is an increase from last year (despite a years no claims now earned!), and seems a little crazy for a £1600 car! frown

Anyone found that their insurance is more expensive this year??
Have pm'd you

8400rpm

1,777 posts

196 months

Wednesday 11th August 2010
quotequote all
It's gone down for me this year fortunately.

Last year, £850 for the Type-R, this year £520, plus a few other costs.

I pre-empted the strike and phoned them to sort the renewal before they sent the paperwork through. The renewal proposal dropped on my mat the same day as the stuff I'd phoned about.

Their proposed renewal was £1,926. hehe

That reminds me, need to send that paperwork off...

kazman

308 posts

196 months

Wednesday 11th August 2010
quotequote all
Mine has gone down (just) but i did have to change insurers....

MGZRod

8,176 posts

205 months

Wednesday 11th August 2010
quotequote all
Matt_N said:
Petrolhead_Rich said:
Matt_N said:
Mods, bin him...again!

This comes up every week in GG.
Searched using the only PH search tool available:
http://www.google.co.uk/search?q=car+insurance&amp...

I'm not looking to insure my girlfriends car/porsche/TVR/Kit car/track day etc

I'm asking if anyone has noticed an increase in insurance since last year!!
Yes, the exact same question that is posted at least once a week in general gassing.
Go get a link then instead of just preaching...

clarkey328is

2,220 posts

203 months

Wednesday 11th August 2010
quotequote all
musclecarmad said:
Petrolhead_Rich said:
Matt_N said:
Mods, bin him...again!

This comes up every week in GG.
Searched using the only PH search tool available:
http://www.google.co.uk/search?q=car+insurance&amp...

I'm not looking to insure my girlfriends car/porsche/TVR/Kit car/track day etc

I'm asking if anyone has noticed an increase in insurance since last year!!

andyjo1982 said:
How old are you? What town/area do you live in? What car? Any no claims bonus? Any calims/convictions in last 5 years? What cover?

Eta, think it showed in the sun its gone up around 10% ish...
How old are you?
23

What town/area do you live in?
Selby (York Postcode)

What car?
1999 Audi A4 2.8

Any no claims bonus? 1 year (I'm still trying to get the second year from direct line and have been trying for a year now!), but this only drops it £200!

Any calims/convictions in last 5 years?
SP50 in december 2005
SP30 in July 2007
@Fault Accident in 2008
non fault accident in 2008
non fault accident in 2009

What cover?
Fully Comp inc Class 1 Business Use for 15,000 per year
you speed more than a drag racer, you have had 3 accidents in two years and want business use for massive mileage, fully comp, are under 25 and you want it on a 2.8 litre car??!!

If I was an insurer, thinking about it that way, I wouldn't go anywhere near you for less than £7,000.
I pay 1800 odd on mine and I'm 20 but have never had a crash or any points. Hopefully it will go down next year if I'm sensible!

MitchT

17,119 posts

238 months

Wednesday 11th August 2010
quotequote all
Mine went down. Renewal quote was £644. Shopped around and then went back to my insurer with my findings and got it reduced to £398.