Insurance question

[A1]

Quick question guys, dad was insured up until couple years ago, 5+ years no claims bonus. He sold his last car and moved abroad and recently returned to Uk.

Now he's looking to buy a vechile, do the 5 years no claim still stand? There isn't a time limit of when you last used them etc

thanks

[Wing Commander]

I believe it varies from insurer to insurer but, as a general rule of thumb, you can have a 2 year gap and still use it IIRC.

[R1 Loon]

Wing Commander said:

I believe it varies from insurer to insurer but, as a general rule of thumb, you can have a 2 year gap and still use it IIRC.

Correct. A few brokers may take his foreign NCD (or letter stating he's accident free from a well known insurer) as a way to extend the 2 year limit, if he carried on driving over there.

[A1]

Double checked my insurance with and limit is 2years. Problem is he sold his car may 2008

will any insurers allow the 5 years no claims you think?

He hasn't driven abroad.

[A1]

[snuffle]

Only way to find out for sure is to ask the individual Ins companies.

They all play by different rules.

[A1]

Admiral - 2 years
more than - 1 year

did a google. And Norwich union 3 Years. Going to have to phone around I guess

[R1 Loon]

R1 Loon said:

Wing Commander said:

I believe it varies from insurer to insurer but, as a general rule of thumb, you can have a 2 year gap and still use it IIRC.

Correct. A few brokers may take his foreign NCD (or letter stating he's accident free from a well known insurer) as a way to extend the 2 year limit, if he carried on driving over there.

I take it that this post is completely invisible to the OP???????????????

[vonhosen]

R1 Loon said:

R1 Loon said:

Wing Commander said:

I believe it varies from insurer to insurer but, as a general rule of thumb, you can have a 2 year gap and still use it IIRC.

Correct. A few brokers may take his foreign NCD (or letter stating he's accident free from a well known insurer) as a way to extend the 2 year limit, if he carried on driving over there.

I take it that this post is completely invisible to the OP???????????????

A1 said:

He hasn't driven abroad.

[slm123]

There's a few companies out there who will accept ncb up to 3 years old. But also remember he will be classed as a new uk resident again now. This can effect how alot of companies quote.

[andyjo1982]

Aviva is your best bet mate, try them direct but also try a few brokers because they do offer some good deals through Aviva, save yourself some time though and explain the situation at the start of the call. Adrian Flux have some good deals with Aviva, i'm sure if you PM Ash, he can do a quote for you.

[R1 Loon]

vonhosen said:

R1 Loon said:

R1 Loon said:

Wing Commander said:

I believe it varies from insurer to insurer but, as a general rule of thumb, you can have a 2 year gap and still use it IIRC.

Correct. A few brokers may take his foreign NCD (or letter stating he's accident free from a well known insurer) as a way to extend the 2 year limit, if he carried on driving over there.

I take it that this post is completely invisible to the OP???????????????

A1 said:

He hasn't driven abroad.

Oops

And yes, some BROKERS will take his NCD, few direct insurers will, as they are trained to follow a script, unless they automatically accept more than a 2 year gap they will smile politely and get all confused, especially if they reside in the sub-continent.

[A1]

Notes guys, will follow the recommendations.

Any other broker recommendations will be welcomed