Admiral no claims question

[tenohfive]

I've been with Admiral for a few years and have built up some NCB with them, the last year of which was one of those 10 months policies where you get a full years no claims. I understand that not all other companies acknowledge this as a full years NCB.

Renewal time and Admiral are quoting £400 more than Elephant for the same level of cover. It goes without saying that's too much of a difference to ignore but I was wondering if Elephant will recognise the accelerated NCB?

[tenohfive]

I shall give that a go later - cheers.

[Simbu]

doogz said:

Phone them and tell them you have a quote from their sister company. They can check to validate what you're saying, and should match that price for you.

It's funny you should say that; at my renewal a couple of years ago I was with Admiral and at renewal i got a better quote from Bell than Admiral (for a like-for-like quote). The chap at Admiral couldn't match the quote and i ended up going with Bell! I probably spoke to the 'Bell' girl sat next to the 'Admiral' chap paying my premium!

Strange business, insurance.

[anonymous-user]

AFAIK it does count as a full years NCB. Certainly my renewel letters just say "2 years NCB", "3 years NCB" and don't mention anything about that coming from 10 month policies.

In your case it won't be a problem though, Admiral, Elephant and Bell are run out of the same building

[LeighW]

doogz said:

They are the same company.

Phone them and tell them you have a quote from their sister company. They can check to validate what you're saying, and should match that price for you.

Certainly, last renewal, that's what they done for me.

Same for me, every year when my Admiral renewal came through, I would get a quote online and Elephant would be cheapest. I'd then ring Admiral, give them the quote reference, and they'd match it. For some reason though, this year (my renewal is today in fact), I couldn't get a quote as good as my renewal.

However, I rang Admiral, asked them if that was the best price they could do, saying that I didn't want to move if I didn't have to, happy otherwise, blah blah etc. The chap had a word with his manager, and then knocked £40 off my £370 premium. Happy days! Don't ask, don't get...

[acf8181]

doogz said:

They are the same company.

Phone them and tell them you have a quote from their sister company. They can check to validate what you're saying, and should match that price for you.

Certainly, last renewal, that's what they done for me.

yep, they should match it....my gf managed to get them to do that even after the policy had started! (that was elephant matching diamond)

[Gareth79]

doogz said:

I didn't realise they were part of the same company.

Admiral are Elephant, Diamond, Bell, and they own confused.com.

[ZOLLAR]

tenohfive said:

I shall give that a go later - cheers.

Just ring the renewals number admiral will match the elephant quote saving you from having to cancel and re set up policies.

HTH

[superman84]

As above I had the same situation come renewal time, Admiral will match Elephant without the hassle of changing.

[tenohfive]

superman84 said:

As above I had the same situation come renewal time, Admiral will match Elephant without the hassle of changing.

Just got around to doing this, spent a few minutes on the phone making sure the details I had entered to get the Elephant quote matched my renewal etc and all sorted - Admiral matched with no problems.

Cheers folks.