Does this count as proof of no claims bonus?
Does this count as proof of no claims bonus?
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Discussion

Louisa911

Original Poster:

649 posts

219 months

Monday 11th October 2010
quotequote all
Hello

In June 2008 I took out a years motor insurance with Elephant for my Focus, covering from 05/06/2008 til 05/06/2009. Nearing the end of this policy, I called up and asked to cancel my policy (turn down the renewal) when it expired as I was leaving for university and selling the car.

I got a document sent through the post a week or two after it expired, titled "Motor Renewal Confirmation (Proof Of No Claims Bonus)". On here, there is a section titled "description of your cover" which states the period of cover being 5/06/2009 to 5/06/2010. Does that mean that my no claims bonus entitlement expired June '10?

If I were to take out another insurance policy with Elephant in the next half year or so, would that years no claims still be valid? And if so, would this piece of paper be classed as the proof? I'm useless with all this no claims malarkey, I have yet to have two years of driving one after the other due to university so not sure how it works.

Many thanks

V8mate

45,899 posts

218 months

Monday 11th October 2010
quotequote all
No the '5/06/2009 to 5/06/2010' bit is the period of cover had you used that document as a renewal notice rather than 'proof of no claims'.

You keep no claims bonus for two years following a lapse in insurance.

ZOLLAR

19,920 posts

202 months

Monday 11th October 2010
quotequote all
Yes in the box that says decription of cover it should say proof of NCB in letters not numbers so reads like this "ONE", it will still be valid with elephant or any other insurer in a year.

HTH