Insurance for Girlfriend/Central London help

[TEKNOPUG]

My girlfriend is being given a car by her mum at the weekend. '99 1.6 Golf Auto, so nothing special or expensive. She's been driving for 10 years but not for the last 3, so has no NCD and we have a central London postcode. Best quote I can get from the many comparison websites is £940 TPFT.

Does anyone have experience of similar cirumstances and can advise of companies or brokers who they think can do significantlty better than this?

I can get it down to £750 with a multicar quote from my insurers Admiral put it raises a whole host of issues with regards to my current contract length, future change of cars etc.

Edited by TEKNOPUG on Wednesday 20th October 12:36

[CWH]

Put you and the mother on as named drivers?

[TEKNOPUG]

CWH said:

Put you and the mother on as named drivers?

That's with me as a named driver. Putting her mum on also seems a bit pointless as she lives 50miles away.

[Yazza54]

It might help if you post a pic of your girlfriend

[GG89]

I doubt your gf is going to get any quotes significantly better than the ones quoted. 0 NCB coupled with a London postcode is a recipe for disaster when hoping for a decent car insurance quote. Suck it up mate.

Edited by GG89 on Wednesday 20th October 12:46

[ZOLLAR]

Yazza54 said:

It might help if you post a pic of your girlfriend

TEKNOPUG said:

CWH said:

Put you and the mother on as named drivers?

That's with me as a named driver. Putting her mum on also seems a bit pointless as she lives 50miles away.

Even if she dosn't drive the car it may reduce the price.

[cmackay81]

TEKNOPUG said:

CWH said:

Put you and the mother on as named drivers?

That's with me as a named driver. Putting her mum on also seems a bit pointless as she lives 50miles away.

you are missing the point of putting someone on as a named driver.

just put the mum on. then try taking yourself off. You will find it goes down.
Limit the mileage to 5000 or 8000. remember this is how much the main driver will drive in a year, not how much the car will do!

[sjg]

I leave my dad on my car as a named driver as someone nearly 60 with a clean licence and no accidents brings the cost down a bit.

FWIW that quote doesn't sound too bad, especially if it's for being parked on the street. I pay 800ish for a boring car in N4, street parking, I have 5 years NCB but 3 points.

Worth considering streetcar as an alternative if it's only occasional use. Just the insurance cost alone would pay for 3 hours a week use of a Golf - factor in fuel, tax, servicing, MOT, parking permits, breakdown cover, etc and it would be more.

Edited by sjg on Wednesday 20th October 12:54

[TEKNOPUG]

Yazza54 said:

It might help if you post a pic of your girlfriend

I thought of that but couldn't see the option when completing the online quotation @ confused.com

[TEKNOPUG]

GG89 said:

I doubt your gf is going to get any quotes significantly better than the ones quoted. 0 NCB coupled with a London postcode is a recipe for disaster when hoping for a decent car insurance quote. Suck it up mate.

Edited by GG89 on Wednesday 20th October 12:46

I doubt it too but thought I'd ask if anyone new of specialists. I won't be paying it anyway.

[oOTomOo]

Try getting a few comprehensive quotes.

I find Fully comp is cheaper than TPFT :S

[ZOLLAR]

TEKNOPUG said:

Yazza54 said:

It might help if you post a pic of your girlfriend

I thought of that but couldn't see the option when completing the online quotation @ confused.com

Thats ok i work for the company that owns confused.com email me the picture and i'll ahem "assess" it for you

[Yazza54]

ZOLLAR said:

TEKNOPUG said:

Yazza54 said:

It might help if you post a pic of your girlfriend

I thought of that but couldn't see the option when completing the online quotation @ confused.com

Thats ok i work for the company that owns confused.com email me the picture and i'll ahem "assess" it for you

Yeah well I work for Elephant and we have a special 'clout' offer on today! Email pics to: [e-mail]

[Yazza54]

On a serious note, it will help putting her mum on. It won't look dodgy either as it was her car previously. Try it!

[ZOLLAR]

Yazza54 said:

ZOLLAR said:

TEKNOPUG said:

Yazza54 said:

It might help if you post a pic of your girlfriend

I thought of that but couldn't see the option when completing the online quotation @ confused.com

Thats ok i work for the company that owns confused.com email me the picture and i'll ahem "assess" it for you

Yeah well I work for Elephant and we have a special 'clout' offer on today! Email pics to: [e-mail]

Actually elephant are part of the same company that own confused so op you can still send that pic to me

[TEKNOPUG]

Can everyone please post details of their mum/nan/aunt so that I can add them all as named drivers and get the insurance down to less than £100

[Yazza54]

ZOLLAR said:

Yazza54 said:

ZOLLAR said:

TEKNOPUG said:

Yazza54 said:

It might help if you post a pic of your girlfriend

I thought of that but couldn't see the option when completing the online quotation @ confused.com

Thats ok i work for the company that owns confused.com email me the picture and i'll ahem "assess" it for you

Yeah well I work for Elephant and we have a special 'clout' offer on today! Email pics to: [e-mail]

Actually elephant are part of the same company that own confused so op you can still send that pic to me

Send them to us both and we can do a comparison for you.

[Yazza54]

TEKNOPUG said:

Can everyone please post details of their mum/nan/aunt so that I can add them all as named drivers and get the insurance down to less than £100

Haha, well that would be bent... but sticking her mum on the policy is hardly that bad seen as though it was her car before... and they're sharing it aren't they


Infact, any pics of her mum?

Edited by Yazza54 on Wednesday 20th October 13:00

[TEKNOPUG]

comparethemother.com .....

[TEKNOPUG]

OK, if I add her mum as well as myself to a policy, it comes down £200. If I add her mum instead of me, it comes down only £100.

If I add her mum to the multicar quote, it goes UP £400!!

Go figure....