Insurance?
Author
Discussion

PHuckov

Original Poster:

2,747 posts

195 months

Monday 8th November 2010
quotequote all
Having read the recent threads on insurance rises and tales of woe I'm finally in the position to get a new car on Saturday after checking my insurance quotes 2 weeks ago which were reasonable.
I've just located one tonight, got a quote on it (same type/age/price car as 2 weeks ago) and the quote is £1000 more? How? I've had no changes in 2 weeks to make that difference. frown

For info its a mk1 mx5 at circa £1k.

2 weeks ago the quote was £981
Tonight the quote was £1994!

What to do now?

trickywoo

13,593 posts

253 months

Monday 8th November 2010
quotequote all
Check the wording on the first quote you got. Lots of providers say they will honour a quote for 1 month from the date given.


PHuckov

Original Poster:

2,747 posts

195 months

Monday 8th November 2010
quotequote all
Having just checked, it's my mistake(ish).

A Mazda MX5 1994 1.6 UK Car - £974

A Mazda Eunos 1994 1.6 Jap Import - £1994

Considering they're exactly the same car it seems a bit harsh!

Motorway Madness

24 posts

184 months

Monday 8th November 2010
quotequote all
tried sticking it in your wifes / gf / mums etc name and their car in yours?

Ive found hat is a good legal way to bring the cost down

kambites

70,718 posts

244 months

Monday 8th November 2010
quotequote all
Motorway Madness said:
tried sticking it in your wifes / gf / mums etc name and their car in yours?

Ive found hat is a good legal way to bring the cost down
If you're going to do that, you might as well not insure it at all, it's basically the same thing.

Try putting an older woman on the insurance as a named driver, that often brings the price down significantly.

ZOLLAR

19,920 posts

196 months

Monday 8th November 2010
quotequote all
Motorway Madness said:
tried sticking it in your wifes / gf / mums etc name and their car in yours?

Ive found that is a good legal way to get done for insurance fraud and then have to pay the insurers costs to the third parties involved
EFA

Riknos

4,701 posts

227 months

Monday 8th November 2010
quotequote all
Motorway Madness said:
tried sticking it in your wifes / gf / mums etc name and their car in yours?

Ive found hat is a good legal way to bring the cost down
This isn't legal and is called fronting.

PHuckov

Original Poster:

2,747 posts

195 months

Monday 8th November 2010
quotequote all
kambites said:
Try putting an older woman on the insurance as a named driver, that often brings the price down significantly.
Already have thumbup, I don't mind paying the £1k one but I had a little panic when it came out at £2k.
I'll just have to pick a UK Mx5 rather than an Eunos. frown