Can I tax a car on a temp insurance policy?
Can I tax a car on a temp insurance policy?
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Discussion

Deluded

Original Poster:

4,968 posts

214 months

Tuesday 9th November 2010
quotequote all
The Missus and I are going to view a car for her. If we like it, we plan to drive it home.

Her insurance company closes at 5:30 and we are viewing the car at 6:30 so it isn't possible to change her current policy onto the car should we want to drive it home. The solution is to get a 24 hour temp policy and then call her real insurance company in the morning and change the details.

Problem is that the car isn't taxed. Yes, I know we shouldn't be driving it on the road but it's not like it isn't roadworthy and we will have insurance so it wont affect anyone else.

My question is whether the Post office would accept the temp insurance cover note to tax the car or would they turn her away? Her docs will take a few working days to come through and obviously, she will want to drive the car once it is home so would they accept it or not?

Cheers

Zeemax_Mini

1,235 posts

274 months

Tuesday 9th November 2010
quotequote all
I have taxed a few cars with a temporary certificate printed off the internet, not sure on the official stance though!

Dom

herewego

8,814 posts

236 months

Tuesday 9th November 2010
quotequote all
If you have driving other cars on your insurance then maybe you can drive it home. She can print off the cover note or certificate when she insures it and can get it taxed with that.

Yoki

1 posts

184 months

Tuesday 9th November 2010
quotequote all
I have taxed a car using temp cover in the past. The only real hurdle is finding a post office that opens later than 6.30 - They all seem to close before 4 around this way frown

Deluded

Original Poster:

4,968 posts

214 months

Tuesday 9th November 2010
quotequote all
Cheers. No harm in trying I suppose and if some of you have done it, it might work. Don't see why not. It's still valid.

Cheers

anonymous-user

77 months

Tuesday 9th November 2010
quotequote all
Most of the temp policies I've seen have specifically stated that they can't be used to tax a car. Of course whether the Post Office will accept them is a different issue...

Deluded

Original Poster:

4,968 posts

214 months

Tuesday 9th November 2010
quotequote all
As long as it doesn't have it on the actual certificate, i'm sure it will be ok. Hidden in the small print wont matter.