Write off valuation

[WokingWedger]

I am just starting the battle with the insurance company about the write off value of my wife's car.

I understand that the ombudsman would support the average value taken from 3 sources
Glass's, Parkers and Capcalc.

I have paid for Glass's and Parkers but you need to be in the trade for Capcalc

Any one help with a Capcalc valuation for a 1997 SAAB 900 2.3 se Convertible 111000 miles in very good nick mechanicaly and bodywise ?

Cheers ( and wish me good luck)

[WokingWedger]

[B16JUS]

i would forward examples of the same car with the same spec etc that are for sale

pistonheads/ autotrader/ ebay/ saab owners club etc etc

obvously what they are up for and what they sell for but then you argue

[D1bram]

B16JUS said:

i would forward examples of the same car with the same spec etc that are for sale

pistonheads/ autotrader/ ebay/ saab owners club etc etc

obvously what they are up for and what they sell for but then you argue

I can say I have done this successfully with motorcycles in the past, after all, that is a fairly accurate guide to what it will cost you to replace like for like. Never referred to any of the trade guides, just written a short statement about my bike, FSH, low miles etc... and sent off with similar bike ads.

I've experience of doing this twice and both times I have been pleased with the eventual payout.

[XJSJohn]

D1bram said:

B16JUS said:

i would forward examples of the same car with the same spec etc that are for sale

pistonheads/ autotrader/ ebay/ saab owners club etc etc

obvously what they are up for and what they sell for but then you argue

I can say I have done this successfully with motorcycles in the past, after all, that is a fairly accurate guide to what it will cost you to replace like for like. Never referred to any of the trade guides, just written a short statement about my bike, FSH, low miles etc... and sent off with similar bike ads.

I've experience of doing this twice and both times I have been pleased with the eventual payout.

did this with the XJ-S, took a long time to find a few V12 manual conversions but after about 8 months of me sending them the adverts through the finally accepted (if nothing else to get rid of me i am guessing )

[Ean218]

I have done this a couple of times for company vehicles. The key is that the money is supposed to enable you to buy an exact replacement vehicle. CAP and what have you are only guides, the only real place to look is the marketplace.

I just spoke to the assessor on the phone, we went through on-line ads on Auto Trader for similar vehicles, argued a bit about specs and locations and then agreed a value we were both happy with. It helps if you have a definite, but fair, value in mind when you start.

[shouldbworking]

XJSJohn said:

D1bram said:

B16JUS said:

i would forward examples of the same car with the same spec etc that are for sale

pistonheads/ autotrader/ ebay/ saab owners club etc etc

obvously what they are up for and what they sell for but then you argue

I can say I have done this successfully with motorcycles in the past, after all, that is a fairly accurate guide to what it will cost you to replace like for like. Never referred to any of the trade guides, just written a short statement about my bike, FSH, low miles etc... and sent off with similar bike ads.

I've experience of doing this twice and both times I have been pleased with the eventual payout.

did this with the XJ-S, took a long time to find a few V12 manual conversions but after about 8 months of me sending them the adverts through the finally accepted (if nothing else to get rid of me i am guessing )

I must have missed that thread - what happened to it? what a shame!

[XJSJohn]

shouldbworking said:

XJSJohn said:

D1bram said:

B16JUS said:

i would forward examples of the same car with the same spec etc that are for sale

pistonheads/ autotrader/ ebay/ saab owners club etc etc

obvously what they are up for and what they sell for but then you argue

I can say I have done this successfully with motorcycles in the past, after all, that is a fairly accurate guide to what it will cost you to replace like for like. Never referred to any of the trade guides, just written a short statement about my bike, FSH, low miles etc... and sent off with similar bike ads.

I've experience of doing this twice and both times I have been pleased with the eventual payout.

did this with the XJ-S, took a long time to find a few V12 manual conversions but after about 8 months of me sending them the adverts through the finally accepted (if nothing else to get rid of me i am guessing )

I must have missed that thread - what happened to it? what a shame!

Pirelli P600 Ditchfinders, a torrential downpour, rush hour traffic on autobahn between Frankfurt and Cologne - front end started aquaplaining so lifted off and clutch in .... lady following me didn't realise i was slowing down and nerfed me up the rear, sending the car in a gracefull 180 across 4 lanes of autobahn to end up on hard shoulder facing the wrong way ... how we did not pick up anyone else is a mystery!!! Was 5 1/2 years ago now!!

[bazking69]

What's the difference between the books say it is worth and what you are being offered?

[saaby93]

bazking69 said:

What's the difference between the books say it is worth and what you are being offered?

[coley20]

I should really now this for my job, but is that value they take the dealer or private price, its not really fair if you bought it from a dealer and only get the private value?

[Ean218]

coley20 said:

I should really know this for my job, but is that value they take the dealer or private price, its not really fair if you bought it from a dealer and only get the private value?

Simple answer is, you get what it costs you to get a replacement.

[Jonboy_t]

When mine was written off, they went on Autotrader, searched for an identical car (or as close as possible) within 100 miles from my post code and took the average of the first 10 (or as many as there was).

Could you ask them to do something like this as opposed to looking at trader guides? Do your research first though, Glass's and Parkers may be more in your favour!!!

[saaby93]

WokingWedger said:

I am just starting the battle with the insurance company about the write off value of my wife's car.

I understand that the ombudsman would support the average value taken from 3 sources
Glass's, Parkers and Capcalc.

I have paid for Glass's and Parkers but you need to be in the trade for Capcalc

Any one help with a Capcalc valuation for a 1997 SAAB 900 2.3 se Convertible 111000 miles in very good nick mechanicaly and bodywise ?

Cheers ( and wish me good luck)

Who wote it off wodger your wife or a thwird party?

[WokingWedger]

saaby93 said:

WokingWedger said:

I am just starting the battle with the insurance company about the write off value of my wife's car.

I understand that the ombudsman would support the average value taken from 3 sources
Glass's, Parkers and Capcalc.

I have paid for Glass's and Parkers but you need to be in the trade for Capcalc

Any one help with a Capcalc valuation for a 1997 SAAB 900 2.3 se Convertible 111000 miles in very good nick mechanicaly and bodywise ?

Cheers ( and wish me good luck)

Who wote it off wodger your wife or a thwird party?

Wife