Insurance Dilema
Author
Discussion

DaveH23

Original Poster:

3,349 posts

192 months

Friday 3rd December 2010
quotequote all
My insurance is due about 3 weeks before my 25th birthday next year.

Is it true that it really drops that much when you turn 25 because all the reading on here of premiums going up I'm in 2 minds to cancel when it expires and use the peasant wagon for work and then renew again when I turn 25.

Do you guys think it will be worth doing this in other words will it be worth it or should I just continue the policy on?

For the record its a Peugeot 106 GTI and I will have 4 years NCB at the renewal point.

Thanks,

Petrolhead_Rich

4,659 posts

214 months

Friday 3rd December 2010
quotequote all
when it gets near to the time (within 14 days), get a fake quote with 5 days knocked off your D.O.B., then when you renew see if it is any different, if it is then ask very nicely and point out that their quote would be less if you were 4 days older.

If it's dramatically different, get cover with another insurer, cancel within the 14 days, pay the £80 admin fee, then move back to the original insurer.

Good Luck!

DaveH23

Original Poster:

3,349 posts

192 months

Friday 3rd December 2010
quotequote all
Sounds like a plan

Dont really want to cancel and be without the car.

The peasant wagon is most unpleasant!