Can I tax a car when buying it, and insurance, on the day?

[Pulse]

I'm going to see a car which has no tax on it (one of those one man band 'dealers') so I don't think he'll be able to tax it for me. Is there any way I can tax it that day, bearing in mind my papers for ownership won't have come through, and neither will my insurance papers?

[V8 OWL]

I don't think that this is possible, your local post office that deals with car tax should be helpful and let you know how to proceed to tax car asap

[Jasandjules]

The insurance will be an issue. Can't you get an emergency cover note? (and check with your local PO that they will accept a cover note, I know I used to use one which did but when I moved to Suffolk they don't accept a cover note) There is a form which says you don't have the V5 yet so MOT and insurance would be all that is needed IMHO.

[kentmotorcompany]

Yes.

But you will need a cover note for yourself, relating to that car. The dealer will give you the V5C/2 new keepers supplement (green slip), and the MOT. Take these three thing to the post office to get your tax straight away.

It worth asking the dealer about 7 day free insurance offer. Lots dealers, even the small ones offer this, (its included in a HPI deal for motor traders, mine is with Aviva) where you phone a number for a quote, and in return for getting to quote you, and gaining your data they will email the dealer a 7 day cover note. The dealer can print it off and you can take it to the post office straight away. Its designed specifically for taxing a newly bought car.

Some dealers are willing to tax the car for you with their insurance. I'm not a fan of this.

Or you could just insure it yourself in advance so you have the cover note. If you don't buy it, cancel the policy, of course it will cost you at least a months cover i guess?

[hardcorehobbit]

Could get day insurance to cover you for the day you buy the tax?

I'm fairly sure POs accept that.

Failing that, you could ask your insurers to fax\email a copy of the certificate?

You'll need the new keeper section of the v5 if you buy it, you won't be able to tax without it.

You need to actually be the RK to use the tax without reminder form.

[John D.]

I had this conumdrum with a private seller recently. Could not work out a way round it. So I cheated

[Sods Law]

Dealer can tax the car, or, if the private seller has ins on the car borrow their cert?

[Acehood]

I had the same issue and asked the 'dealer' nicely, he used his trade insurance to tax it for me

[John D.]

Sods Law said:

Dealer can tax the car, or, if the private seller has ins on the car borrow their cert?

Mine was un-insured, un-taxed and SORN.

fked if I was going all the way back into London for the sake of it though

[checkmate91]

A one man band dealer won't offer the 7 day stuff. Before you buy, make sure you can get the appropriate parts of the V5 (or whatever it's called these days) then get straight down to your local post office. Insurance should be ok, they're not interested in tax and MOT, but of course the post office will be...

You need a V10 from the post office with the V5/2 new keepers supplement and insurance cover note (+ Mot if appropriate). If you go straight to the post office you're doing the right thing and no problemo. In my experience of post office counters, as long as your insurance document or cover note is valid on the day that you're applying for the tax, you're covered.

You should establish all this before handing over the cash. No V5 (or the appropriate bits), walk away in my humble...

Edited by checkmate91 on Tuesday 7th December 21:28

[sn00per]

Insure the car with a company where you can print off the certificate online.

I did exactly this a year ago, took laptop and bought insurance while still at the dealer, nipped home, printed off cert and straight to post office. NB - insurer was Swiftcover, everything is online.

[IanMorewood]

Insurance via broker who can write out a cover note, bit of the v5 and off to the post office, sorted (perhaps not that cheap).

[Pulse]

Thanks everyone. I will ask him to tax it under his insurance - that's probably easiest!

[amir_j]

kentmotorcompany said:

Yes.


It worth asking the dealer about 7 day free insurance offer. Lots dealers, even the small ones offer this, (its included in a HPI deal for motor traders, mine is with Aviva) where you phone a number for a quote, and in return for getting to quote you, and gaining your data they will email the dealer a 7 day cover note. The dealer can print it off and you can take it to the post office straight away. Its designed specifically for taxing a newly bought car.

This

think you can do it directly yourself too http://www.aviva.co.uk/driveaway/

[AndrewW-G]

Pulse said:

Thanks everyone. I will ask him to tax it under his insurance - that's probably easiest!

Not if he has to register it in his name to do so

As per others, easiest way is to print out a cert on the day, I'm sure the dealer would be happy to print this out for you at the point of purchase.

[Pulse]

AndrewW-G said:

Pulse said:

Thanks everyone. I will ask him to tax it under his insurance - that's probably easiest!

Not if he has to register it in his name to do so

As per others, easiest way is to print out a cert on the day, I'm sure the dealer would be happy to print this out for you at the point of purchase.

A bit dodgy perhaps, but the first car I bought he just wrote his name on the V5 slip, then tipex'd over it and gave it to me!

[ambuletz]

insure the car. get them to send you a cover note, or copy of the insurance certificate via email and print it off. its at the discretion of the person at the post office on whether or not they will accept the print off.

[AndrewW-G]

Pulse said:

AndrewW-G said:

Pulse said:

Thanks everyone. I will ask him to tax it under his insurance - that's probably easiest!

Not if he has to register it in his name to do so

As per others, easiest way is to print out a cert on the day, I'm sure the dealer would be happy to print this out for you at the point of purchase.

A bit dodgy perhaps, but the first car I bought he just wrote his name on the V5 slip, then tipex'd over it and gave it to me!

These days its more of an invitation for the DVLA to charge their £25 fee