let me set the scene....

[samgpr50]

so your 21 you come in to some money lets say about £120000 decide so buy your first fast car... gallardo. Who will insure it? been trying to find insurance all morning but no one will touch me not even for the stupid 10k mark.

[nsmith1180]

What do you expect?? A 21 year old in a supercar? If I said to you, look ill give you 10k a year for you to fix every crash I have in a Gallardo, Im 21 and have never had a car, what would you say??

[Meoricin]

You're 21, and you're spending that much on a car? Do you already own a house, or have some other good form of investment income? If not I'd spend maybe £10k of it on car + insurance, and put the rest of the money to work - you have an opportunity to establish yourself as a very wealthy person from a starting point like that.

[samgpr50]

Yeah i know exactly what your saying but its just not fair

[550Hep]

Ahhh 12:02 my sons school finished at lunch time for Xmas today too!

[Garlick]

[kambites]

Well you'd obviously need a specialist, but personally I'd say that 10k would be damned good value if you could find it for that. I'd probably start off by asking Lamborghini.

[TTwiggy]

It must be possible, as there are many footballists of that age driving similar metal.

I call troll however.

[Daaaveee]

Buy a house and then live mortgage free with loads of spare cash to spend on something a bit less stupid?

[bigmac146]

Do you have points on your license?

[samgpr50]

Not saying i have got that amount of money but i know a few that have lottery tonight lol finally got a quote tho with no no claims for £6

[jeff666]

Ohhh, this should be interesting...

[nsmith1180]

It is a troll.

samgpr50 said:

Anyone notice the lack of beemers and general rwd cars about today? I was out in mine (328) but everyone was looking at me like i was mad. I even made it up a bank . had the car since i was 19 so just over two years now just cant help but use it.

Do us a favour and hang about on a street corner or at the park. Leave PH to those who a) want to talk cars and b) are old enough to drive them.

[bull996]

TTwiggy said:

It must be possible, as there are many footballists of that age driving similar metal.

I remember reading somewhere that one of the footballers was paying around £22k to insure his Ferrari that he had at the time.

[PedantLosesGrip]

samgpr50 said:

so your 21 you come in to some money lets say about £120000 decide so buy your first fast car... gallardo. Who will insure it? been trying to find insurance all morning but no one will touch me not even for the stupid 10k mark.

My advice is: don't.

Buy something fun but insurable; maybe even a classic. Plenty of fun to be had in lots of other cars.

Have epic number of track days and professional coaching with an instructor.

Buy a track beast. Or compete in a series (MX5, Caterham Academy) for fun and kudos of being a genuine race driver instead of a ponce in an uninsurable lambo that you will crash... AND still have 80k left towards a house.

[samgpr50]

Like i said nath was just looking! why dont you read the whole thread before starting?

[PedantLosesGrip]

samgpr50 said:

Not saying i have got that amount of money but i know a few that have lottery tonight lol finally got a quote tho with no no claims for £6

http://www.bbc.co.uk/news/education-12000886

[nsmith1180]

samgpr50 said:

Like i said nath was just looking! why dont you read the whole thread before starting?

Was that aimed at me???

I have read the whole thread, and still think you are a troll that should go away.

[TTwiggy]

bull996 said:

TTwiggy said:

It must be possible, as there are many footballists of that age driving similar metal.

I remember reading somewhere that one of the footballers was paying around £22k to insure his Ferrari that he had at the time.

Not bad really, when you consider it's a week's wages.

It cost me a week's wages to insure my Elise (but I am a bit older).

[Torquey]

If I owned and insurance company I'd quota about £150k per year insurance so I break even when paying out for an inevitable wrote off lambo and the third parties car.