Classic insurance for 18 year old
Classic insurance for 18 year old
Author
Discussion

vit4

Original Poster:

3,507 posts

186 months

Thursday 23rd December 2010
quotequote all
Spotted an old (early 70's) car for sale at a very good price. It's something I've always fancied; basically a barge, so nothing silly. It has a couple of issues that I've emailed the seller about asking further but if these turn out to be nothing major, the only setback will be insurance.

Quite often on here younger people get quoted silly-low prices on surprising stuff from classic insurance companies it would seem. Question is, does anybody know which insurers would do this? All of the ones that I have come across only quote if the driver is over 25 or 21 years of age.

Any help very gratefully received smile Cheers.

43034

2,971 posts

184 months

Thursday 23rd December 2010
quotequote all
Footman James/Peter James do insure young'uns on a classic policy. Think it's only certain cars though.

Compo_Simmonite

391 posts

203 months

Thursday 23rd December 2010
quotequote all
Not always, but a lot of the time, classic insurance required you to have the use of another vehicle for normal everyday usage. There are often other restrictions like mileage and exclude commuting to and from place of work, college etc.
It's a case of shopping around and ringing companies rather then just using on-line quote facilities.

Paul H

tim2100

6,287 posts

273 months

Thursday 23rd December 2010
quotequote all
no such thing as a good insurance company.

What is cheap for one may not be cheap for another.
Best thing to do.
1- Setup a disposable email address & PAYG sim.
2- Grab a couple of motoring magazines (Classic Car, max Power, Top gear etc)
3- Do a search for insurance companies online.
4- Set aside an afternoon & phone around every insurance company you can find online and from the back of the magazines and give the same details to every company.
5- Keep a record (spreadsheet) of which companies you have phoned, their price with excess, phone number & reference number.
6- refer back to the cheapest company you speak to.

Its the only way.
I have put a disposable email & PAYG as they will email you loads of stuff & keep phoning for weeks/months after with sales calls.
& there is nothing worse than knowing you have had a cheap quote but can't remember who from and the reference number.

Tim.

Edited by tim2100 on Thursday 23 December 17:25