Insurance Claim
Discussion
Had a crash a couple of months ago, it still hasn't been settled as both insurance companies are going for 100%, just wondering what your guys opinions are.
car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
calum93 said:
Had a crash a couple of months ago, it still hasn't been settled as both insurance companies are going for 100%, just wondering what your guys opinions are.
car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
Entirely the fault of the driver that pulled out, the indicator doesn't guarantee that you will turn, it's the driver joining the road that has to ensure it is safe to do so, a flashing light does not guarantee the way is clear.car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
Petrolhead_Rich said:
Entirely the fault of the driver that pulled out, the indicator doesn't guarantee that you will turn, it's the driver joining the road that has to ensure it is safe to do so, a flashing light does not guarantee the way is clear.
But we arent hearing all of it, are we..??Petrolhead_Rich said:
calum93 said:
Had a crash a couple of months ago, it still hasn't been settled as both insurance companies are going for 100%, just wondering what your guys opinions are.
car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
Entirely the fault of the driver that pulled out, the indicator doesn't guarantee that you will turn, it's the driver joining the road that has to ensure it is safe to do so, a flashing light does not guarantee the way is clear.car 1 is coming up to a T junction, on the main road, on the side where the parallel road joins. car 2 is at the give way wanting to turn right. car 1 indicates left but changes its mind and continues to drive forward. by this time car 2 has decided since car 1 is indicating it will pull out to turn right. car 1 hits car 2 on the front driver side.
I'm car 1.
It's frustrating if people change their minds after indicating but it's also the reason I wait until I'm more certain the car is actually going to make the manoeuvre. I've overtaken a few tractors and trucks that were indicating right at the time, they had just forgotten to turn them off and had no plans to turn right.
I would say the other driver was at fault, but after indicating and then changing your mind, I think you were sloppy not to be paying more attention that a car may well pull out.
In the same way I sometimes flash someone out but the other person is too witless to take advantage of it so sit there clueless - if they haven't moved within a few seconds I will carry on but I will pay a lot of attention to whether they start to move and leave myself ample room to deal with it if they do.
In the same way I sometimes flash someone out but the other person is too witless to take advantage of it so sit there clueless - if they haven't moved within a few seconds I will carry on but I will pay a lot of attention to whether they start to move and leave myself ample room to deal with it if they do.
ts like you give young male drivers like me a bad name and high premiums. Now fBaffled Spoon said:
Calum93. I'm going to assume that '93 is your birth year, in which case, congrats on managing to crash in such a short time since passing. And thank you for making up fradulent information for your claim. You're a right role model 
Apparently not, his age says 23 so that would be around 1987.I guess it doesn't matter what you say. It was made clear by some other people they've reported you, so if you didn't then there's no problem (apart from some annoyed PHers), but if you did put in the claim then you're in big trouble.
Oops, that'll teach me to pay attention!
SD1992 said:
Mx5guy said:
Apparently not, his age says 23 so that would be around 1987.
Think that is his post count Mx5guy said:
I guess it doesn't matter what you say. It was made clear by some other people they've reported you, so if you didn't then there's no problem (apart from some annoyed PHers), but if you did put in the claim then you're in big trouble.
Yeah, well, the claim hasn't actually gone in yet for extra expenses or something, I'm not exactly sure of the details, it was just speculation as to whether or not to claim for the van or not anyway and it turns out were not going to.The only thing is I don't want these reports getting in the way of my legit insurance claim, that will probably piss some people off too, cheers for reassuring me there shouldn't be any implications though.
Edited by calum93 on Tuesday 9th August 18:07
If I understand the OP correctl he is on the major road, indicating, changes mind and the other car relies on the signal, failing to comprehend the lack of speed change.
Misleading signal, as previous posters suggest Wadsworth. However, that is actually 2/3 1/3 in favour of the car on the main road.
HOWEVER
If there is witness evidence (ore rarely the driver admits liability) that the vehicle on the major road had indicated, and slowed, possibly starting to turn, suggesting it was NOT a misleading signal as such but a last minute change of direction, then a court might infer that as you were so close to the junction and the speed changing and turn starting, it was clear to the other driver your intentions, then the car pulling out gets 100%.
There is a real difference between an indicator left on by a driver as they preceed up the road unintentionally, which can be sighted for some distance, along with the lack of speed change or turn, and that of a driver whos actions are interpreted correctly by other road users to the point they rely on them, which are then altered.
Misleading signal, as previous posters suggest Wadsworth. However, that is actually 2/3 1/3 in favour of the car on the main road.
HOWEVER
If there is witness evidence (ore rarely the driver admits liability) that the vehicle on the major road had indicated, and slowed, possibly starting to turn, suggesting it was NOT a misleading signal as such but a last minute change of direction, then a court might infer that as you were so close to the junction and the speed changing and turn starting, it was clear to the other driver your intentions, then the car pulling out gets 100%.
There is a real difference between an indicator left on by a driver as they preceed up the road unintentionally, which can be sighted for some distance, along with the lack of speed change or turn, and that of a driver whos actions are interpreted correctly by other road users to the point they rely on them, which are then altered.
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