Insurance oddities for young drivers.
Discussion
This thread is mean as a collation of all the cars that have surprised PH's younger members by how cheap they can get insured on one for.
Anyway, i digress. I tend to spend my evenings browsing Pistonheads, Autotrader and Money supermarket Looking for cars that are cheap enough to own at the youthful age of 19 (a week today).
(All ins quote figures are based on moneysupermarket, not phoning up.)
Ive found some right strange ones, both oddly cheap and oddly expensive.
Oddly expensive being Evo X at £15k cheapest.
With the cheaper end being Seat Ibiza Cupras £1100 a year and Skoda Octavia VRS's at similar money.
Landcruiser V8 petrols are also around £1500 (possibly the cheapest V8 for a yufff to insure).
Anyway, the reason i thought i would start this thread is that i just found 2 anomalies.
I tried a Jaguar XJ-S 5.3l V12 for a giggle and was quoted £2100 a year for 9000 miles per year!
Was quite shocked, so tried the XJR-S which came back at £2450 PA.
Wow.
Anyone else got a similarly shocking insurance bargain for youngin's?
(Also, as im now mildly tempted, does anyone know how much i should put aside to maintain something like an XJR-S?
Anyway, i digress. I tend to spend my evenings browsing Pistonheads, Autotrader and Money supermarket Looking for cars that are cheap enough to own at the youthful age of 19 (a week today).
(All ins quote figures are based on moneysupermarket, not phoning up.)
Ive found some right strange ones, both oddly cheap and oddly expensive.
Oddly expensive being Evo X at £15k cheapest.
With the cheaper end being Seat Ibiza Cupras £1100 a year and Skoda Octavia VRS's at similar money.
Landcruiser V8 petrols are also around £1500 (possibly the cheapest V8 for a yufff to insure).
Anyway, the reason i thought i would start this thread is that i just found 2 anomalies.
I tried a Jaguar XJ-S 5.3l V12 for a giggle and was quoted £2100 a year for 9000 miles per year!
Was quite shocked, so tried the XJR-S which came back at £2450 PA.
Wow.
Anyone else got a similarly shocking insurance bargain for youngin's?
(Also, as im now mildly tempted, does anyone know how much i should put aside to maintain something like an XJR-S?
Get an old Land Rover... Classic car insurance 
nice strong sturdy car for a young driver, and not fast enough to get into trouble!
There wasca kid on the news recently who drove a tractor! Agricultural vehicle cost less than £100 to insure fir road use!
nice strong sturdy car for a young driver, and not fast enough to get into trouble!There wasca kid on the news recently who drove a tractor! Agricultural vehicle cost less than £100 to insure fir road use!
Edited by minicab on Monday 8th August 20:33
I didn't spend quite that much time on insurance websites in my youth, though when I was buying another car at 19, I found that the insurance for a Ford Focus 1.8 Ghia 5dr hatchbook was exactly double the amount to insure an identical value/ age Focus 1.8 Ghia saloon. Needless to say, I got the saloon.
Benbay001 said:
Considering most people my age are paying >£2k for french ecoboxes, i dont see that £2k for an appreciating piece of v12 history. Your only young once, right?
Until something goes bang which is going to cost a grand to fix... Then your V12 History is laid up until you've got the cash to fix it, meanwhile it's still costing £200 a month to insure.Assuming you're a poor student with no cash of course
. If you're minted then go for it! 
minicab said:
Until something goes bang which is going to cost a grand to fix... Then your V12 History is laid up until you've got the cash to fix it, meanwhile it's still costing £200 a month to insure.
Assuming you're a poor student with no cash of course. If you're minted then go for it!
It would be nice to know what the chances of something going bang are. If i did get one (£6k seems top dollar and id be happy to spend that) then i had quite a bit of cash left over from this years theoretical car buying budget (i was meant to be buying a landcruiser so i could tow a box trailer for the family business, but we could get a van instead (although some of my initial car budget would have to go towards it).Assuming you're a poor student with no cash of course
. If you're minted then go for it! P.s. not sure how, but ive just brought the quote down to £1.2k per year, by changing the model to a slightly different one (still a 5.3 liter XJ-S)
Minted... Go for it!
Things will go wrong, no matter how much you spend on the car. Certain components just life expire, and the 5.3 is a tricky engine to work on (have you seen an under bonnet shot?)!
I've got a V8 1999 Discovery which I've had for 18 months as a second car... It's consumed a new fuel tank (LPG conversion so had a pigmy petrol tank in the war wing) the old tank had rotted, new crank sensor, lambda sensors, air suspension compressor, and now needs a new PAS pump as its leaking. Not faults, just items which perish with time and need replacing.
Find yourself a decent specialist garage though, and the repairs needn't cost the earth... And as you say, you'll most certainly have the coolest car in the college car park
Things will go wrong, no matter how much you spend on the car. Certain components just life expire, and the 5.3 is a tricky engine to work on (have you seen an under bonnet shot?)!
I've got a V8 1999 Discovery which I've had for 18 months as a second car... It's consumed a new fuel tank (LPG conversion so had a pigmy petrol tank in the war wing) the old tank had rotted, new crank sensor, lambda sensors, air suspension compressor, and now needs a new PAS pump as its leaking. Not faults, just items which perish with time and need replacing.
Find yourself a decent specialist garage though, and the repairs needn't cost the earth... And as you say, you'll most certainly have the coolest car in the college car park
Benbay001 said:
Thanks,
squarepants
Benbay001 said:
This thread is mean as a collation of all the cars that have surprised PH's younger members by how cheap they can get insured on one for.
Anyway, i digress. I tend to spend my evenings browsing Pistonheads, Autotrader and Money supermarket Looking for cars that are cheap enough to own at the youthful age of 19 (a week today).
(All ins quote figures are based on moneysupermarket, not phoning up.)
Ive found some right strange ones, both oddly cheap and oddly expensive.
Oddly expensive being Evo X at £15k cheapest.
With the cheaper end being Seat Ibiza Cupras £1100 a year and Skoda Octavia VRS's at similar money.
Landcruiser V8 petrols are also around £1500 (possibly the cheapest V8 for a yufff to insure).
Anyway, the reason i thought i would start this thread is that i just found 2 anomalies.
I tried a Jaguar XJ-S 5.3l V12 for a giggle and was quoted £2100 a year for 9000 miles per year!
Was quite shocked, so tried the XJR-S which came back at £2450 PA.
Wow.
Anyone else got a similarly shocking insurance bargain for youngin's?
(Also, as im now mildly tempted, does anyone know how much i should put aside to maintain something like an XJR-S?
When I was still being quoted over £1500 for a sAnyway, i digress. I tend to spend my evenings browsing Pistonheads, Autotrader and Money supermarket Looking for cars that are cheap enough to own at the youthful age of 19 (a week today).
(All ins quote figures are based on moneysupermarket, not phoning up.)
Ive found some right strange ones, both oddly cheap and oddly expensive.
Oddly expensive being Evo X at £15k cheapest.
With the cheaper end being Seat Ibiza Cupras £1100 a year and Skoda Octavia VRS's at similar money.
Landcruiser V8 petrols are also around £1500 (possibly the cheapest V8 for a yufff to insure).
Anyway, the reason i thought i would start this thread is that i just found 2 anomalies.
I tried a Jaguar XJ-S 5.3l V12 for a giggle and was quoted £2100 a year for 9000 miles per year!
Was quite shocked, so tried the XJR-S which came back at £2450 PA.
Wow.
Anyone else got a similarly shocking insurance bargain for youngin's?
(Also, as im now mildly tempted, does anyone know how much i should put aside to maintain something like an XJR-S?
tty diesel Pug, I remember getting a Quote for an Old 5L merc of just £580 Fully Comp 
Reason? No 18 year old's crash old 5L Merc's
Benbay001 said:
Considering most people my age are paying >£2k for french ecoboxes, i dont see that £2k for an appreciating piece of v12 history. Your only young once, right?
I'm 21 and I'm 900 for a 182. Granted not a piece of history, but a clio. But cheap to run was up in the highlands and hot 35 mpg. It's cheap for parts and to run. I looked at more interesting cars when I was younger bit saved my money. Yes your only young once so spend it on going out. Have a more interesting car to take your mind of children and mortgages in fifteen years. My tip would be go for diesel. Even hot diesels are relatively 'cheap' comparatively.
Gassing Station | General Gassing | Top of Page | What's New | My Stuff