How old does a car need to be for classic insurance?
Discussion
Reason I'm asking is I've found a lovely 1993 Jag XJ in pretty good nick for £2.5k. Being at uni I don't have a car at the moment, have sold the Panda for around the same money, it's driving me mad not having a car, but seeing as I live very close to uni and across the road from work, it'd be pretty pointless keeping it when it costs £10 a week for a parking permit!
Thing is, having sold the Fiat, I've got nothing to get around in when I nip home every 3-4 months. I'd probably be doing <1500 miles a year, and it's an 18 year old Jaguar, so at 21 I'd come off the phone with an a
hole the size of Jupiter if I had regular insurance on it. So, would classic insurance work for me on this? It'd be pretty great when I go home at Christmas, Easter and family occasions knowing I'd be able to waft around in an old Jag for a couple of weeks. That's another reason I'd not want to insure it for a whole year at a time on a "normal" policy, there's no point when I'm just using it every now and again. I know the continuous insurance laws make this a bit of a bh, but with classic insurance I'd imagine they only expect the car to be driven occasionally (although that said, dad has unlimited mileage on his MGB's classic policy and only pays £90 a year! That does have a lot to do with the fact he's 29 years older than me though).
So PH, what do you reckon? Should I go for it?
Thing is, having sold the Fiat, I've got nothing to get around in when I nip home every 3-4 months. I'd probably be doing <1500 miles a year, and it's an 18 year old Jaguar, so at 21 I'd come off the phone with an a
hole the size of Jupiter if I had regular insurance on it. So, would classic insurance work for me on this? It'd be pretty great when I go home at Christmas, Easter and family occasions knowing I'd be able to waft around in an old Jag for a couple of weeks. That's another reason I'd not want to insure it for a whole year at a time on a "normal" policy, there's no point when I'm just using it every now and again. I know the continuous insurance laws make this a bit of a bh, but with classic insurance I'd imagine they only expect the car to be driven occasionally (although that said, dad has unlimited mileage on his MGB's classic policy and only pays £90 a year! That does have a lot to do with the fact he's 29 years older than me though).So PH, what do you reckon? Should I go for it?
I always got insured this way under 25, but maybe it has tightened up recently..the only criteria I always experienced was having an insured main vehicle as well..I had a Saab 900 Turbo16S at 21 insured this way when at Uni as I was also insured on my brothers car..
regarding what cars, diferent insurers have difering criteria, some are more simple limited mileage policies really
regarding what cars, diferent insurers have difering criteria, some are more simple limited mileage policies really
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