Insurance: Yound driver with poor record?
Discussion
Doesnt sound good for his driving career, to be honest its bad enough for young lads with a clean record. Its easy to get sanctimonious about someone with that kind of record but the write off may not have been his fault Explaining away drink driving is pretty difficult but a lot of people get caught the morning after, that said that risk is well communicated enough to be able to mitigate the risk, back when I was a new driver in 1989/1990 we didnt even think about it, a mate got caught by the Mcr Airport Police weaving down the road after a party that finished at 2am and drove for his shift at 7am, the copper sent him back to the house where the party was and he avoided any ban, only because it was the airport Police I think but I dotn think he would get away with it now, I am guessing I probably drove over the limit the following day, always assumed a bit of sleep and feeling sober meant I wasnt over the limit. Avoid driving at all the following day after a big night now.
Pick up a copy of Lax Power/Fast car and look in the back, past all the escort services adverts and theres specialist insurers that'll suit him.
Alternatively the AA will quote literally anyone on anything, managed to get a quote on an R34 when i was 17, full comp, for only £50,000.
Bargin!
Alternatively the AA will quote literally anyone on anything, managed to get a quote on an R34 when i was 17, full comp, for only £50,000.
Bargin!
SambaS said:
I got pulled for no insurance last xmas, it was lunchtime and i was hanging. I should hav stayed at home, I admit. Anyway I showed them my DOC extension on my policy and after 10mins was allowed on my way. If they had asked me out of the car it would have been game over I'm certain.
Quoted as hopefully you'll get lynched for drink driving!J4CKO said:
Doesnt sound good for his driving career, to be honest its bad enough for young lads with a clean record. Its easy to get sanctimonious about someone with that kind of record but the write off may not have been his fault Explaining away drink driving is pretty difficult but a lot of people get caught the morning after, that said that risk is well communicated enough to be able to mitigate the risk, back when I was a new driver in 1989/1990 we didnt even think about it, a mate got caught by the Mcr Airport Police weaving down the road after a party that finished at 2am and drove for his shift at 7am, the copper sent him back to the house where the party was and he avoided any ban, only because it was the airport Police I think but I dotn think he would get away with it now, I am guessing I probably drove over the limit the following day, always assumed a bit of sleep and feeling sober meant I wasnt over the limit. Avoid driving at all the following day after a big night now.
I don't think you can explain away DD by being caught "the morning after". If there is enough alcohol on your breath to designate you as over the limit, regardless of whether or not you feel drunk or sober, if you've been home, had a sleep etc, you have been designated as unfit to drive. I worked with an Irish woman who talked about the furore when the local police cracked down hard on "morning after" drunken drivers. Some people felt their rights were being infringed and thought it was their business and no one else's what they did after work, as long as they didn't drive home from the pub. Unfortunately for them, they were drunk at the wheel on the way to work. I've yet to hear a good excuse for drunk driving, so I'm not surprised if insurers won't touch this kid. From the sounds of things, he is the sort of driver who would be better off leaving the car at home and getting the bus.Gassing Station | General Gassing | Top of Page | What's New | My Stuff