Buying a car with a lost MOT cert

[KardioKate]

Would you do this?

I have a reg number and DRN from the V5 and have checked it on Direct.gov, this is enough, right?

[steveo3002]

ask the seller if you can get a fresh mot with the sale , only 40-50 for a fresh one and a little peace of mind

[saaby93]

An HPI type check too?
I dont think there's a need more a paper certificate any more as it's all online , (unless the computer gets it wrong which isn't unknown)
You can get a copy if you need one
http://www.direct.gov.uk/en/Motoring/OwningAVehicl...

[KardioKate]

saaby93 said:

An HPI type check too?
I dont think there's a need more a paper certificate any more as it's all online , (unless the computer gets it wrong which isn't unknown)
You can get a copy if you need one
http://www.direct.gov.uk/en/Motoring/OwningAVehicl...

It's worth £400, I'm not going to bother HPI'ing it - if the law comes and takes it off me, so be it. I know the guy (sort of) and he's had this car long enough (and I don't think any finance company would be silly enough to issue finance on a 15 year old car (it's now 20)).

It seems I can get a replacement for a tenner. Sorted.

[saaby93]

KardioKate said:

It seems I can get a replacement for a tenner. Sorted.

Surprising he hasnt spent the £10 himself
Did he give you a piece of paper in exchange for the cash saying 'I am the sole owner of XXXyyyZ and today sell it to KK for £400' or similar?
He'll probably add 'Sold as seen' too
Little point turning it into a full trading agreement

Edited by saaby93 on Saturday 15th October 19:07

[KardioKate]

saaby93]ardioKate said:

It seems I can get a replacement for a tenner. Sorted.[/quote Surprising he hasnt spent the £10 himself
ID he giving you a piece of paper in exchange for the cash saying 'I am the sole owner of XXXyyyZ and today sell it to KK for £400' or similar?
He'll probably add 'Sold as seen' too
Little point turning it into a full trading agreement

Not done the deal yet He's a friend of a friend, in his 60s, the car has 10 months MOT on it (verified by direct.gov.uk)

[Nedz]

Is it the current MOT thats missing or an old one? If its an old one and the car is only worth £400 i wouldnt worry about it.If its the current one thats missing then chances are its coz it aint got one!!

[KardioKate]

Nedz said:

Is it the current MOT thats missing or an old one? If its an old one and the car is only worth £400 i wouldnt worry about it.If its the current one thats missing then chances are its coz it aint got one!!

Certificate is lost, direct.gov.uk says mot is fine until 09/12/2011

[saaby93]

thats only about 8 weeks?

[GC8]

KardioKate said:

It's worth £400, I'm not going to bother HPI'ing it - if the law comes and takes it off me, so be it. I know the guy (sort of) and he's had this car long enough (and I don't think any finance company would be silly enough to issue finance on a 15 year old car (it's now 20)).

It seems I can get a replacement for a tenner. Sorted.

No one can take it off you. This is a myth and the law has specifically prevented this since the early-mid nineteen sixties.

[KardioKate]

saaby93 said:

thats only about 8 weeks?

Yes, it would be helpful if I didn't put the tax due date, rather than the MOT date!

[confused_buyer]

Any MOT station can run off a copy for you with the V5 doc ref number. Most charge £5-£10.

[calibrax]

GC8 said:

No one can take it off you. This is a myth and the law has specifically prevented this since the early-mid nineteen sixties.

Nonsense, if a finance company owns the car, of course they can take it!

[66comanche]

GC8 said:

KardioKate said:

It's worth £400, I'm not going to bother HPI'ing it - if the law comes and takes it off me, so be it. I know the guy (sort of) and he's had this car long enough (and I don't think any finance company would be silly enough to issue finance on a 15 year old car (it's now 20)).

It seems I can get a replacement for a tenner. Sorted.

No one can take it off you. This is a myth and the law has specifically prevented this since the early-mid nineteen sixties.

Maybe not in the case of outstanding finance (although I think its mid-seventies), but if it turned out to be leased/hired or stolen it would be taken away, not that this is likely in this situation. Even in the case of finance I have read cases where the car is repossessed anyway, as the basis behind 'good title' can be disputed.

[GC8]

Yes, I was referring only to the Hire Purchase Act (1964).