reg transfer post accident
reg transfer post accident
Author
Discussion

MuffDaddy

Original Poster:

1,478 posts

226 months

Wednesday 2nd November 2011
quotequote all
My dad crashed his car and it will result in a write off. The insurance company are looking for £185 to transfer the reg to a certificate. Is this normal?

Thanks,



ETA - if I do nothing, will the reg re-appear into the pool for sale?

Edited by MuffDaddy on Wednesday 2nd November 15:33

GreigM

6,740 posts

270 months

Wednesday 2nd November 2011
quotequote all
sounds suspiciously like the DVLA are charging to put the reg onto retention again, which technically I suppose thats what is happening.

Pistachio

1,116 posts

211 months

Wednesday 2nd November 2011
quotequote all
MuffDaddy said:
My dad crashed his car and it will result in a write off. The insurance company are looking for £185 to transfer the reg to a certificate. Is this normal?

Thanks,



ETA - if I do nothing, will the reg re-appear into the pool for sale?

Edited by MuffDaddy on Wednesday 2nd November 15:33
Yes this is normal but it is unusual for Insurance company to do it but maybe they have a new helpful policy.
Thing to watch out is if someone sees your car smashed as my MX5 was and clone a car with the number plate. I started getting parking tickets first in Bristol then Manchester and I live in West Sussex. The cops put my car on a marker on the computer and later found a lady had been sold an identical MX5 in Preston with my plate and was told that the log book would come later !!!
I was not impressed to say the least but the certificate helps with proof of plate ownership as well as photos of crashed car.
I even had a guy ring me to ask for the VIN number to re- regisiter the cloned car!!!
sub note: just because you bought a nice plate doesn't mean you own it you just have the use of it apparently.

MuffDaddy

Original Poster:

1,478 posts

226 months

Wednesday 2nd November 2011
quotequote all
Thanks all. My mum thinks this is a sign my dad should never drive again, he wasn't at fault. I want to hold the plate for when he gets his replacement car or maybe use my own.

E30M3SE

8,483 posts

217 months

Wednesday 2nd November 2011
quotequote all
A 12 month retention is £105...............

A13

294 posts

183 months

Wednesday 2nd November 2011
quotequote all
E30M3SE said:
A 12 month retention is £105...............
£80 transfer fee.

Looks like they're retaining it, and then transferring..

E30M3SE

8,483 posts

217 months

Wednesday 2nd November 2011
quotequote all
[redacted]

bobda

1,442 posts

255 months

Wednesday 2nd November 2011
quotequote all
[redacted]

Sir Bagalot

6,857 posts

202 months

Wednesday 2nd November 2011
quotequote all
Who owns the car at the moment? Your Dad? Or the insurance company?

If it's your Dad then he can retain it himself for £80 transfer fee plus a min 12 month retention for £25, total £105

If your insurance company now own the car then they are doing exactly this but also charging a £80 admin fee

to3m

1,228 posts

191 months

Wednesday 2nd November 2011
quotequote all
I had to do this for my old car. Details on DVLA web site: http://www.direct.gov.uk/en/Motoring/OwningAVehicl...

From what I can remember - insurer has to write you a letter saying they don't care about the reg plate. You then send the normal reg-plate-transfer forms and paperwork to the DVLA, along with the letter, and they change things around and send you a new V5 (etc.) for the car, and a retention document for the reg plate. Then you send the V5 to whoever's got your car (since it's now theirs), except for the little change-of-ownership bit which you send to the DVLA. (Well, that's what I had to do anyway.)

I'd say £80 could be justified. There's some paperwork for the insurer, and the DVLA want the car held for potential inspection until everything is sorted out. So I guess they've basically got a car-sized pile of junk, taking up room in their scrapyard, which they can't take it apart or sell it on or what have you as quickly as they might like.

Then again, my insurer (admiral) didn't charge me for any of this!

Then again, again, it wasn't like my insurance was any cheaper the following year.