Been given a car, but, I can't insure it?!
Discussion
I've been passed a Renault Laguna (original facelift one on a W plate) by a family member. It's just had a big service inc water pump, cambelt and brakes, so I reckon is worth keeping and shedding. It's the 1.6 Alize.
Now, I'm coming from a Lexus IS200, I've had reasonable quotes on E36 and E46 328i's, Jag XJs, X types etc... Basically until today I've yet to have a quote for over £500.
I'm 22 and two thirds, have 5 years no claims, never had an accident (at fault or otherwise) or any other convictions (motoring or otherwise). Live in a good postcode etc...
Cheapest I've had for the laguna : £2275.
Why?! Chavs don't crash them (not that I know of, anyway), they've got a good safety rating, and it's worth peanuts, if anything.
What am I missing?
Now, I'm coming from a Lexus IS200, I've had reasonable quotes on E36 and E46 328i's, Jag XJs, X types etc... Basically until today I've yet to have a quote for over £500.
I'm 22 and two thirds, have 5 years no claims, never had an accident (at fault or otherwise) or any other convictions (motoring or otherwise). Live in a good postcode etc...
Cheapest I've had for the laguna : £2275.
Why?! Chavs don't crash them (not that I know of, anyway), they've got a good safety rating, and it's worth peanuts, if anything.
What am I missing?
Weird that you've been quoted cheaper for E46s, but the 406 suffers from a "taxi effect" - it's possible that the Laguna is similar. A 1.8 petrol 406 costs slightly more to insure than my V6 A4 
Also bear in mind that when you have just bought a car, it costs considerably more to insure than one you've owned for a number of years.
Also bear in mind that when you have just bought a car, it costs considerably more to insure than one you've owned for a number of years.
KardioKate said:
I've been passed a Renault Laguna (original facelift one on a W plate) by a family member. It's just had a big service inc water pump, cambelt and brakes, so I reckon is worth keeping and shedding. It's the 1.6 Alize.
Now, I'm coming from a Lexus IS200, I've had reasonable quotes on E36 and E46 328i's, Jag XJs, X types etc... Basically until today I've yet to have a quote for over £500.
I'm 22 and two thirds, have 5 years no claims, never had an accident (at fault or otherwise) or any other convictions (motoring or otherwise). Live in a good postcode etc...
Cheapest I've had for the laguna : £2275.
Why?! Chavs don't crash them (not that I know of, anyway), they've got a good safety rating, and it's worth peanuts, if anything.
What am I missing?
Jesus!Now, I'm coming from a Lexus IS200, I've had reasonable quotes on E36 and E46 328i's, Jag XJs, X types etc... Basically until today I've yet to have a quote for over £500.
I'm 22 and two thirds, have 5 years no claims, never had an accident (at fault or otherwise) or any other convictions (motoring or otherwise). Live in a good postcode etc...
Cheapest I've had for the laguna : £2275.
Why?! Chavs don't crash them (not that I know of, anyway), they've got a good safety rating, and it's worth peanuts, if anything.
What am I missing?
My insurance is cheaper than that for a 2Litre Turbo Volvo S60 and I'm 24 with more crashes than a stunt driver!!
Scrap the Comparison Sites and try the following:
Elephant
Bell
Direct Line
Adrian Flux
HTH!
Over £2k for a 1.6 Renault
McSam said:
Weird that you've been quoted cheaper for E46s, but the 406 suffers from a "taxi effect" - it's possible that the Laguna is similar. A 1.8 petrol 406 costs slightly more to insure than my V6 A4
Also bear in mind that when you have just bought a car, it costs considerably more to insure than one you've owned for a number of years.
Sam, I want to kill you.Also bear in mind that when you have just bought a car, it costs considerably more to insure than one you've owned for a number of years.
Petrolhead_Rich said:
What else have you driven??
Well, cars I've owned and regularly driven have included; fiesta zetec, puma, Mercedes ML (the newer one), Lexus IS200, astras, focii etc...The laguna isn't the last word in handling, but they're not crap? I've driven much worse... And as for brakes, some of the nicest brakes to use were in a Laguna!
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